Comprehensive Real Estate Legal Guide for Lone Oak Property Owners
If you own property in Lone Oak or are planning a transaction in Sequatchie County, Tennessee, thoughtful legal guidance can help you avoid delays and reduce risk. Jay Johnson Law Firm provides clear explanations of contracts, property transfers, title issues, and closing procedures so clients can make informed decisions. Our approach focuses on understanding your goals, reviewing documents carefully, and communicating options in plain language. Whether you are buying, selling, leasing, or resolving a boundary concern, this guide explains common steps and what you should expect throughout the process to protect your rights and interests.
Real estate matters often involve multiple moving parts including lenders, title companies, surveyors, and other stakeholders, and missing a key deadline or misunderstanding a contract term can have long lasting consequences. This guide outlines practical information about local practice in Lone Oak and Sequatchie County, describes timelines and typical documents, and highlights how to prepare for a closing or dispute. It is intended to help property owners and prospective buyers recognize important issues early so they can achieve smoother transactions and better long term results when dealing with real property in Tennessee.
Why Proper Real Estate Legal Support Matters in Lone Oak
Effective legal support for real estate transactions reduces uncertainty and helps ensure that ownership transfers and agreements reflect your intentions. In Lone Oak, property practices and local ordinances can affect title, taxes, and use, so early legal review can prevent surprises at closing. Good representation helps clarify contractual obligations, uncovers title defects or liens, negotiates necessary corrections, and coordinates with lenders and title companies. The benefits include clearer risk allocation, smoother closings, protection of investment value, and guidance to resolve disputes outside of court where possible, saving time and potential costs for property owners.
About Jay Johnson Law Firm and Our Real Estate Practice
Jay Johnson Law Firm serves clients in Lone Oak, Sequatchie County, and across Tennessee with practical legal services for property matters. Our team focuses on delivering responsive client service, detailed document review, and clear advice tailored to each matter. We handle residential and small commercial transactions, title review, closing coordination, deed preparation, boundary and easement issues, and related disputes. Clients reach out for help when they want steady guidance through negotiation and closing or when problems arise that require careful legal analysis to protect their rights and property interests in the region.
Understanding Real Estate Legal Services and What They Cover
Real estate legal services encompass a range of activities from drafting and reviewing purchase agreements to conducting title examinations, preparing deeds, resolving encumbrances, and assisting at closing. Attorneys help identify liens, easements, and other matters that affect marketable title, and they coordinate with title companies and lenders to clear issues before ownership changes hands. For sellers and buyers, representation means having a legal review of contract terms and contingencies, clear advice about risk allocation, and support negotiating remedies if inspections or financing present problems prior to closing.
In addition to transaction work, real estate legal services can include counsel on leasing, landlord and tenant matters, boundary disputes, quiet title actions, and deeds of trust or releases. Practical legal assistance helps clients understand how local land use regulations, county recording requirements, and tax considerations can affect their plans. When a dispute arises, attorneys can pursue negotiated resolutions, prepare pleadings for court if necessary, and manage deadlines and evidence. The goal is to provide reliable, consistent legal support that keeps transactions moving and protects client interests.
Defining the Core Elements of Real Estate Legal Services
At its core, real estate legal work addresses the legal relationships that come with owning, transferring, or using property. That includes drafting and interpreting contracts, confirming the chain of title, preparing conveyancing documents, and resolving recorded defects or liens. It also includes advising on financing arrangements and the legal implications of covenants, easements, and restrictions that impact use. Attorneys help clients understand rights and obligations under written agreements and ensure that documents filed with county offices accurately reflect the transaction, providing certainty for future ownership and use.
Key Steps and Processes in Typical Real Estate Transactions
A typical transaction involves offer negotiation, contract review, title search, inspection contingencies, financing arrangements, and closing. Each step requires attention to timing and documentation: contract language establishes obligations and contingencies; title searches identify potential defects; inspections can trigger repair or credit negotiations; and closing requires coordinated signatures and recordings. Attorneys review each document for legal clarity, recommend contract revisions when needed, and work with title and escrow services to ensure that deeds and mortgage instruments are properly recorded, helping to secure the client’s ownership interest without unnecessary delay.
Key Real Estate Terms You Should Know in Lone Oak
Understanding common real estate terms helps property owners and buyers interpret contracts and title reports more confidently. Terms like ‘deed’, ‘title’, ‘easement’, and ‘encumbrance’ describe legal realities that affect possession and use. Familiarity with these words helps clients spot issues in documents and ask informed questions. This section provides plain language definitions intended to demystify legal jargon that frequently appears in purchase agreements, title commitments, and closing statements so clients can better understand their rights and obligations before signing.
Deed
A deed is the legal document that transfers ownership of real property from one party to another. It describes the property, names the grantor and grantee, and includes signature and notary requirements for recording with the county. Different deed types carry different assurances about title, such as whether the grantor guarantees against future defects. Reviewing the deed prior to closing confirms that the transfer language matches the agreed terms, that the property description is accurate, and that any required conveyance conditions are satisfied to protect the new owner’s interests.
Easement
An easement grants one party the right to use a portion of another party’s land for a specific purpose, such as access or utilities. Easements are often recorded and can affect how land is used and developed. Understanding existing easements is important because they may limit exclusive use of certain areas or require maintenance obligations. When purchasing property, reviewing recorded easements allows buyers to assess whether those rights will interfere with intended uses and to negotiate solutions or clarifying language in the transaction documents when possible.
Title
Title refers to the legal right to own and use property and includes the history of ownership recorded in public records. A clear title means there are no unresolved liens, claims, or defects that would impair ownership. Title searches and title commitments identify existing mortgages, liens, judgments, or prior transfers that must be resolved for a clean transfer. Addressing title issues early in a transaction reduces the risk of post-closing disputes and helps ensure the buyer receives the full rights associated with ownership without unexpected encumbrances.
Closing and Escrow
Closing is the final step where documents are signed, funds are exchanged, and ownership transfers are recorded. Escrow refers to a neutral process where a third party holds documents and funds until closing conditions are satisfied. Proper coordination of closing requires verifying that required contingencies are met, that closing funds are available, and that deeds and mortgage documents are accurately prepared for recording. Legal review prior to closing helps prevent last minute issues that could delay recording or affect the transfer of title.
Comparing Limited Help and Full Representation for Real Estate Matters
Clients often choose between a limited review of documents and full representation throughout a transaction. Limited services can be appropriate for straightforward closings when clients need a single document review or brief consultation, while full representation is better for more complex matters that require negotiation, title clearance, or litigation. The choice depends on the transaction complexity, the client’s familiarity with real estate processes, and whether there are outstanding title issues or disputes. Understanding the differences helps clients select the level of legal involvement that best matches their needs and budget.
When Limited Legal Assistance Is Appropriate:
Clear Title and Standard Transactions
Limited legal assistance may suit transactions where the title search shows a clean record, the sale is straightforward, and the parties agree on terms without complex contingencies. When a buyer uses a reliable lender and title company, and there are no unusual property conditions or easements that affect use, a focused document review and brief consultation can provide reassurance. This approach can be cost effective while still addressing key contract language and ensuring that closing documents accurately reflect the parties’ agreement and legal requirements in Tennessee.
Standard Closings with Professional Title Services
A limited engagement makes sense when a licensed title company or closing agent is handling the closing and both parties have agreed on essential terms, inspections, and financing. In such situations, a single attorney review of the purchase agreement and closing statement can highlight unusual clauses and recommend small revisions without full representation. This option is often chosen by experienced buyers or sellers who want targeted legal assurance that documents are in order before final signatures are exchanged.
When Full Representation Is the Better Choice:
Title Problems and Encumbrances
Full representation is advisable when title searches reveal liens, judgment records, unresolved ownership claims, or boundary disputes that require negotiation or corrective filings. Addressing those issues often involves coordinating with lienholders, preparing quiet title actions, or drafting corrective deeds, and those tasks require ongoing legal work. Under these circumstances, having continuous legal oversight ensures matters are resolved properly before closing and reduces the risk of future challenges to ownership that could be costly and time consuming to resolve.
Complex Transactions or Litigation Risk
Complex transactions such as sales of multiple parcels, commercial leases, or deals involving unusual covenants or easements often benefit from full legal representation. Similarly, if a pending dispute over boundaries, access, or contract performance exists, continuous legal involvement is important to manage deadlines, prepare pleadings if necessary, and negotiate settlements. Full representation provides a coordinated strategy from contract through closing or litigation, reducing the likelihood of procedural missteps and protecting client interests during contentious or multi party matters.
Advantages of a Comprehensive Legal Approach to Real Estate
Taking a comprehensive approach to a real estate matter ensures all potential risks are assessed and addressed in advance. This proactive work includes thorough title examination, drafting clear contract terms, resolving encumbrances, and coordinating with other professionals involved in the transaction. The result is greater certainty about ownership rights and fewer surprises at or after closing. Clients gain a single point of contact for coordinating tasks, timely problem solving, and guidance through negotiation or dispute resolution processes, which promotes smoother outcomes for property transactions.
Comprehensive legal involvement also helps preserve long term property value by making sure title issues and restrictive covenants are properly documented and addressed. When potential problems are resolved before closing, buyers receive the protections they expect and sellers reduce the likelihood of post sale claims. For landlords, investors, and individuals with complex ownership structures, a full review and ongoing legal support can streamline leasing, financing, or development tasks. Overall, this approach supports stronger, more reliable results and clearer legal standing for property owners.
Reduced Risk of Post Closing Disputes
Comprehensive review and resolution of title and contract issues before closing minimize the chance of disputes after ownership transfers. Careful documentation and clearing recorded encumbrances provide peace of mind that ownership is marketable and that there are no hidden claims that could affect future buyers or lenders. This proactive work also helps prevent costly corrective actions later, reduces uncertainty for financing, and supports smoother resale or refinancing. For property owners, reducing the risk of unexpected claims preserves both time and financial resources in the long run.
Coordinated Transaction Management
When legal services are engaged from contract negotiation through closing, coordination among lenders, title companies, surveyors, and other parties improves, reducing the likelihood of miscommunications. An attorney can track deadlines, ensure required documents are prepared accurately, and help negotiate solutions to inspection or financing issues so the closing proceeds as planned. This coordinated management saves clients time and reduces stress, allowing property transactions to proceed efficiently while protecting legal rights and ensuring that recorded documents align with the parties’ intentions.
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Pro Tips for Smooth Real Estate Transactions
Gather Documents Early
Collecting key documents early in the process can significantly reduce closing delays. Important items include prior deeds, survey plats, any leases, HOA covenants if applicable, mortgage payoff information, and recent tax statements. Having these documents available before contract negotiation allows legal review to identify title or boundary concerns sooner. Early preparation also enables coordinated communication with lenders and title companies, reducing last minute surprises and helping ensure the transaction moves forward on the planned timeline without unnecessary stress or administrative pauses.
Review Title Commitments Carefully
Communicate With All Parties
Clear and timely communication among buyers, sellers, lenders, and title or escrow agents reduces confusion and supports a successful closing. Letting all parties know important timing constraints, inspection results, and financing milestones helps prevent last minute setbacks. If a problem arises, keeping communications documented and involving legal counsel promptly allows for informed negotiation and practical solutions. Proactive updates and transparency ensure everyone understands the transaction status and what remains to be completed before the closing is finalized.
Why Lone Oak Property Owners Should Consider Legal Assistance
Property ownership involves legal responsibilities and risks that can affect value and use, so seeking legal assistance provides clarity and protection. Whether you are buying, selling, leasing, or resolving a dispute, legal review helps ensure documents properly reflect agreements and that title is transferable. Local recording rules and county procedures in Sequatchie County can also affect timing and requirements, so guidance from a local attorney familiar with regional practices can prevent delays and help secure an orderly transfer of ownership.
Legal involvement is particularly valuable when title issues, liens, complex financing, or disputes are present, as these matters can escalate if not addressed promptly. A lawyer can coordinate necessary title curative measures, negotiate with opposing parties, and advise on options to reach a resolution. Even in straightforward transactions, a legal review prior to closing can identify ambiguous contract terms or potential risks and suggest revisions that protect client interests, reducing the chance of future disputes or unanticipated obligations tied to the property.
Common Situations That Lead Clients to Seek Real Estate Legal Help
Clients typically seek legal assistance when a title search reveals liens or recorded claims, when survey or boundary issues arise, when a closing is delayed due to unresolved documentation, or when a transaction involves unusual covenants or easements. Other common triggers include disputes with neighbors over access or property lines, disagreements at closing over contract performance, or the need to correct prior recordings. In each scenario, prompt legal action can clarify rights, protect ownership, and move toward a satisfactory resolution for all parties involved.
Title Defects or Unresolved Liens
When title searches identify liens, unpaid taxes, judgments, or other encumbrances, sellers and buyers need legal assistance to clear these items before closing. Resolving such matters may require payoff negotiations, release documentation, or corrective filings. Addressing these defects early avoids last minute closings delays and reduces the likelihood of future claims against the property. Legal counsel helps prioritize which items require immediate action and coordinates with lienholders and taxing authorities to obtain necessary releases or payment arrangements.
Boundary Disputes and Easement Conflicts
Disputes over property lines, shared driveways, or recorded easements can complicate sales and development plans. Such conflicts may require survey updates, negotiation with neighboring owners, or recorded agreements clarifying rights and responsibilities. Legal involvement guides the documentation process and, when needed, pursues resolution through mediation or court action. Clear written agreements and properly recorded instruments help prevent future disagreements and protect the intended use of the property for owners in Lone Oak and surrounding areas.
Contractual Disputes Before Closing
Issues such as inspection disputes, financing failures, or disagreements over repairs can threaten a scheduled closing. In those situations, a lawyer reviews contract remedies, agent communications, and contingency language to identify options for resolution. That may include renegotiating terms, requesting extensions, or pursuing contractual remedies if necessary. Having legal guidance during pre closing disputes helps clients make informed decisions about whether to move forward, renegotiate, or pursue alternative remedies to protect their interests and minimize financial exposure.
Local Real Estate Attorney Serving Lone Oak and Sequatchie County
Jay Johnson Law Firm is available to advise Lone Oak property owners and prospective buyers on real estate transactions, title concerns, and disputes affecting property rights. We take a practical approach to problem solving and communicate in clear terms so clients understand options and next steps. From reviewing purchase agreements to coordinating closings and resolving recorded issues, our goal is to help clients complete transactions smoothly and address challenges efficiently, whether the matter is routine or requires more focused legal action to protect property interests.
Why Clients Choose Jay Johnson Law Firm for Real Estate Matters
Clients choose our firm for attentive client service, straightforward communication, and practical results in local real estate matters. We work to understand client priorities and tailor our approach to fit each transaction, whether that means targeted document review or full representation through closing. Our team assists with title review, deed preparation, closing coordination, and negotiation of disputes, delivering thorough document preparation and consistent communication so clients know what to expect at each stage of the process.
When title issues or disputes arise, we help clients identify the most efficient path forward, coordinating with title companies, lenders, surveyors, and other professionals to resolve matters promptly. Our focus is on clear written advice and practical solutions that align with client goals, whether that involves curative title work, negotiated settlement, or preparing required filings. By handling the legal details, we help clients reduce stress and keep transactions progressing toward a successful closing or an acceptable resolution of disputes.
We also emphasize accessibility and responsiveness so clients can get timely answers to questions and feel confident about decisions that affect their property. From initial consultation through document finalization and recording, the firm manages deadlines and filings to avoid unnecessary delays. Our local familiarity with county recording practices and typical transaction workflows supports smoother closings and clearer outcomes for Lone Oak and Sequatchie County property matters.
Contact Jay Johnson Law Firm to Discuss Your Lone Oak Property Matter
How We Handle Real Estate Matters at Jay Johnson Law Firm
Our process typically begins with an initial consultation to understand your goals and review relevant documents, followed by a plan to address any identified issues. For transactions, we conduct a title review, recommend contract revisions if needed, coordinate with the title company and lender, prepare conveyancing documents, and attend or assist at closing. For disputes or curative work, we gather necessary records, pursue negotiation or filing of corrective documents, and keep clients informed at each milestone so they understand the timeline and expected outcomes.
Step One: Initial Review and Planning
The first step is an intake meeting to review purchase contracts, title commitments, surveys, and any existing correspondence or recorded documents. This allows identification of potential barriers to closing, such as liens, easements, or ambiguous contract provisions. We explain available options, outline steps to resolve any issues, and provide an estimate of anticipated timelines for curative work or negotiation. Early planning ensures that necessary parties are contacted and that tasks are prioritized to keep the transaction progressing.
Document Collection and Title Review
Collecting deeds, title commitments, surveys, and mortgage payoff statements enables a thorough review of the property’s recorded history. We examine recorded encumbrances, review easement descriptions, and verify legal descriptions to spot discrepancies. This review helps determine whether additional searches or curative filings are necessary and informs recommended contract adjustments. By addressing deviations early, clients reduce the chance of delays at closing and can make informed decisions about moving forward under the agreed terms.
Strategy and Communication
After reviewing documents, we outline a strategy that may include negotiating repairs, coordinating payoff of liens, preparing corrective deeds, or requesting title endorsements. We communicate the plan to all involved parties, including lenders and title agents, and set realistic timelines. Keeping everyone informed reduces misunderstanding and ensures the steps required for a clean closing are clearly assigned and tracked. Regular updates help clients monitor progress and be prepared for any actions needed before the closing date.
Step Two: Issue Resolution and Negotiation
Once potential issues are identified, we work to resolve them through negotiation, documentation, or coordination with third parties. This can involve arranging payoffs for liens, drafting agreements to address easement use or maintenance responsibilities, or obtaining releases from encumbrances. Where repairs or credits are requested, we assist in negotiating acceptable outcomes and drafting the necessary amendments to the purchase agreement to reflect those terms. Timely resolution of open items supports a reliable closing timeline.
Clearing Liens and Encumbrances
Resolving recorded liens may require payoff arrangements, releases from lienholders, or corrective documentation. We coordinate with mortgage servicers, taxing authorities, and other claimants to secure the necessary releases and document satisfaction. When additional filings are needed to correct public records, we prepare and file the required instruments so the title can be insured for the buyer. Clearing these matters before closing is essential to ensure the buyer receives the ownership rights without lingering claims against the property.
Negotiating Repair or Credit Terms
If inspections reveal defects or needed repairs, we assist by negotiating fair solutions, which can include seller paid repairs, escrowed repair funds, or a purchase price credit. We document agreed remedies in writing and update the purchase agreement or addendums to reflect responsibilities and timelines. Clear written terms reduce the chance of disputes after closing and protect both parties by setting expectations for completion or compensation related to inspection findings and agreed adjustments.
Step Three: Closing and Recording
At closing, we confirm that all documents are ready for signature, funds are in place, and title documents are properly prepared for recording. We coordinate with the closing or escrow agent to ensure that deeds, mortgage instruments, and any releases are executed and submitted for recording in the county where the property is located. After closing, we verify that recording is completed and that the client receives copies of recorded documents, providing reassurance that the transaction is legally finalized and ownership has been properly transferred.
Final Document Review and Signature Coordination
Prior to the scheduled closing, we perform a final review of the settlement statement and all conveyancing documents to confirm accuracy and that agreed terms are reflected. We coordinate signature logistics for parties who may be remote and ensure notarizations and witness requirements are met. This final checkpoint helps prevent last minute cancellations or corrections and ensures the closing proceeds as planned, with funds dispersed and documents delivered for official recording to secure the transfer of ownership.
Post Closing Follow Up and Recordation Verification
After the closing, we confirm recording of the deed and related documents in the county records and provide clients with copies of the recorded instruments. If additional filings or endorsements are needed to support title insurance, we follow up to ensure they are completed. Post closing follow up gives clients confidence that their ownership is properly documented and that any remaining administrative items have been addressed to finalize the transaction and preserve the intended rights conveyed by the sale or transfer.
Frequently Asked Questions About Real Estate in Lone Oak
What should I bring to my initial real estate consultation?
For an initial real estate consultation, bring any contracts, prior deeds, recent property tax bills, surveys, inspection reports, and title commitments if available. These documents allow an attorney to assess the property’s recorded history, identify potential title issues, and review contract terms that may affect the transaction. Having documentation in hand helps the conversation focus on specific risks and necessary next steps to address any concerns. It also enables the attorney to provide practical guidance about timelines and likely actions needed to move forward. During the meeting, be prepared to discuss your goals for the transaction and any nonstandard terms that you expect, so the attorney can tailor advice to your priorities and explain options for resolving potential problems before closing.
How long does a typical residential closing take in Sequatchie County?
The timeline for a residential closing in Sequatchie County can vary depending on factors like financing approval, title clearance, and any negotiated contingencies. While some straightforward transactions move to closing within a few weeks after contract acceptance, items such as lien payoffs, survey updates, or inspection repairs can extend the process. An attorney can help identify likely timing constraints and work with lenders and title companies to coordinate deadlines. Clear communication among all parties is key to avoiding unnecessary delays and keeping the transaction on track. If title issues or other complications arise, additional time may be needed to prepare corrective documents and secure necessary releases before recording the deed.
What is a title search and why is it important?
A title search examines public records to verify the chain of ownership and reveal recorded liens, mortgages, judgments, or easements that could affect the property. It is important because it uncovers matters that may impair a buyer’s intended use or the ability to obtain marketable title. Identifying these issues early allows parties to address them through payoffs, releases, or corrective filings before closing. Title insurance is often used to protect against unknown defects, but thorough review and resolution of known recorded matters reduces risk and promotes a clean transfer of ownership. An attorney can interpret title commitments and recommend steps to resolve exceptions listed by the title company.
Can boundary disputes be resolved before a sale?
Boundary disputes can sometimes be resolved before a sale through survey clarification, negotiation with neighboring owners, or short term agreements that define access and responsibilities. If a survey reveals discrepancies, parties may agree to an updated survey or a boundary line agreement that is recorded to clarify rights. When negotiations succeed, documentation can be prepared and recorded prior to closing so the buyer takes title with clear expectations. If a dispute cannot be resolved amicably, it may require formal dispute resolution, which can delay the sale until the matter is settled or adequately disclosed and addressed in the purchase agreement to protect all parties involved.
Who coordinates the closing and records the deed?
The closing is typically coordinated by the title company or closing agent, but attorneys often play a role in reviewing documents, preparing deeds, and ensuring that legal conditions of the transaction are satisfied. The deed is prepared and executed at closing and must be recorded in the county where the property is located to complete the transfer of ownership. Attorneys can help verify that the recording is completed correctly and that any required releases or payoffs are properly documented. Coordination among the closing agent, lender, and attorney ensures funds are disbursed correctly and documents are submitted for recording in a timely manner.
What happens if an inspection uncovers significant defects?
If an inspection uncovers significant defects, the parties may negotiate repairs, a price reduction, or a credit at closing to address the issue. The purchase agreement’s contingency language often governs the options available and timelines for completing repairs. An attorney can help interpret the contract and negotiate acceptable remedies or amendments to the agreement. If the parties cannot reach a resolution, the buyer may have the option to terminate under inspection contingencies, depending on the contract terms. Legal guidance helps ensure the chosen path preserves the client’s rights and aligns with the agreed contractual remedies.
How are easements discovered and managed during a transaction?
Easements are typically discovered through title searches and review of recorded plats and commitments. Once identified, easement descriptions should be reviewed to understand scope and impact on property use. Managing easements may involve negotiating written agreements to clarify maintenance responsibilities or obtain minor modifications, if the holder of the easement agrees. In some instances, parties may seek to extinguish or relocate an easement through agreement and recorded documentation. Legal review ensures any actions involving easements are properly documented and recorded to protect future use and prevent disputes.
When should I consider full representation instead of a single document review?
Full representation is advisable when transactions involve title defects, significant encumbrances, complex financing arrangements, or disputed issues that require ongoing negotiation or filings. If the property has an uncertain chain of title, pending claims, or development plans that require easement or covenant clarifications, comprehensive legal involvement helps manage each step and coordinate corrective actions. A single document review may be sufficient for routine closings with a clean title, but when there are complications the continuity and oversight provided by full representation reduce the risk of missed steps and better protect the client’s interests throughout the process.
What costs should I expect at closing beyond the purchase price?
Closing costs typically include title insurance premiums, recording fees charged by the county, escrow or closing agent fees, prorated property taxes, and lender related fees if financing is involved. Sellers may also have payoff obligations for existing mortgages or liens. Buyers should review the settlement statement carefully to understand who is responsible for each line item and ask questions about any unfamiliar charges. An attorney can review the closing statement in advance, explain fees, and help identify any necessary adjustments so there are no surprises at the time of signing and funds disbursement.
How can I verify that the deed was recorded after closing?
After closing, the deed should be recorded with the county clerk or register of deeds in the county where the property is located. Clients can verify recording by requesting a copy of the recorded deed from the closing agent or by checking county records online or in person. An attorney can confirm that the recording is completed and provide the client with copies of the recorded documents. If recording is delayed or errors are discovered, legal follow up can secure corrective recordings to ensure the official public record accurately reflects the transfer of ownership.