A Practical Guide to Title Review and Curative Work for Mount Pleasant Property Transactions
Buying or selling property in Mount Pleasant can be rewarding but also involves legal details that affect ownership. Title review and curative work address defects, gaps, or uncertainties in a property’s recorded history so the transaction can proceed with confidence. At Jay Johnson Law Firm we focus on identifying issues such as missing heirs, improper conveyances, liens, and recording errors. We explain how these matters may affect your closing timeline, financing, and future ownership rights so you can make informed decisions while protecting your investment in Tennessee real estate.
When a title review uncovers problems, curative work may include clearing liens, preparing corrective deeds, obtaining affidavits, or coordinating with title companies and county records offices. These steps help create a clear chain of title that lenders and buyers require. Our approach is to assess the scope of the issue, outline reasonable next steps, and pursue remedies that balance cost and effectiveness. Whether you are a buyer, seller, or lender, understanding the options available for resolving title defects in Mount Pleasant helps avoid delays and reduces the risk of future ownership disputes.
Why Title Review and Curative Work Matter for Property Owners in Mount Pleasant
A careful title review protects buyers, sellers, and lenders by revealing defects that could interfere with ownership rights or financing. Curative work resolves those defects so the property can transfer free of unexpected claims. Benefits include clearer ownership, smoother closings, better marketability, and reduced risk of future litigation. Addressing title issues before they escalate saves time and expense down the line. For Mount Pleasant property transactions, a proactive approach to title problems supports cleaner transfers, preserves value, and helps all parties proceed with greater certainty and confidence in the outcome.
About Jay Johnson Law Firm and Our Title Review Practice in Tennessee
Jay Johnson Law Firm serves clients throughout Tennessee, including Mount Pleasant and Maury County, with services that include title review and curative work for real estate matters. Our team handles a range of title problems from simple recording errors to more complex chain of title irregularities. We coordinate with title companies, lenders, and county clerks to assemble necessary documents and pursue remedies. Clients rely on clear communication about timelines, likely outcomes, and costs so they can plan transactions effectively. Our goal is reliable resolution and practical guidance tailored to each property matter.
Understanding Title Review and Curative Work for Real Estate Transactions
Title review begins with a thorough examination of recorded documents affecting a property, including deeds, mortgages, liens, easements, and judgments. The process identifies issues such as missing conveyances, ambiguous legal descriptions, unreleased mortgages, or judgments that may impair the title. Curative work describes the legal actions taken to resolve those issues, which may involve drafting corrective instruments, obtaining releases, or securing affidavits and court orders. For buyers and sellers in Mount Pleasant, understanding these steps helps anticipate potential delays and the likely scope of remedial action required to achieve marketable title.
The practicalities of curative work depend on the nature of the defect. Some problems are resolved by obtaining a release from a creditor or recording a corrective deed, while others require more formal proceedings to establish proper ownership or extinguish claims. Coordination with title insurers and lenders is often necessary to ensure the remedy satisfies underwriting standards. Costs and timelines vary based on the complexity and whether missing parties must be located or court involvement is required. Knowing these variables helps property owners and buyers set realistic expectations during a transaction.
What Title Review and Curative Work Entail
Title review is the process of examining public records and other documents to establish the legal status of a property’s ownership. Curative work refers to the set of legal measures taken to fix defects found during the review so the title becomes marketable. Typical curative steps include preparing corrective deeds, obtaining estoppel or release documents, negotiating lien satisfactions, or pursuing quiet title actions in court. Each action aims to clarify or improve the chain of title so that a lender will lend, a buyer will close, and future claims are minimized. Effective curative work balances thoroughness with cost-efficiency.
Key Elements and Common Processes in Title Curative Work
Curative work begins with a detailed issue list identifying defects, missing documentation, and parties with potential claims. Next comes a plan that may include contacting lienholders, drafting corrective instruments, and gathering affidavits or proof of ownership. When necessary, filing a quiet title or other court action can remove adverse claims. Collaboration with title insurers helps ensure the proposed remedy meets underwriting requirements. Throughout the process, clear documentation and meticulous record-keeping are essential to prevent recurrence and to finalize a clean title suitable for transfer or financing.
Key Terms and Glossary for Title Review and Curative Work
Understanding common terms helps demystify title matters. This glossary covers phrases you are likely to encounter during a review or curative process, so you can follow communications with your title company, lender, and legal counsel. Familiarity with these definitions empowers clients to ask informed questions and understand proposed remedies. The entries below explain fundamental concepts in plain language to support decision-making during a property transaction in Mount Pleasant or elsewhere in Tennessee.
Chain of Title
Chain of title refers to the chronological sequence of recorded documents that show ownership transfers and other matters affecting the property. A clear chain indicates each transfer from the original owner to the current owner without unexplained gaps or conflicting claims. Breaks or inconsistencies in the chain can create uncertainty about who holds legal title, requiring curative measures. Examining the chain of title helps uncover problems such as omitted conveyances, improperly executed documents, or conflicting deeds so appropriate corrective steps can be taken before closing.
Lien
A lien is a legal claim on property used as security for a debt or obligation, such as a mortgage or judgment. Liens can prevent a clean transfer of title until they are released or satisfied. During title review, outstanding liens are identified and addressed through payoff, release, or negotiation. Understanding the type and priority of liens is important because it determines who must be paid at closing and whether additional actions are needed to remove the encumbrance from the public record so the title becomes marketable.
Quiet Title
A quiet title action is a court proceeding used to resolve disputes and clear competing claims to a property, establishing a definitive owner. This remedy may be necessary when adverse claims, unknown heirs, or ambiguous conveyances prevent a clean transfer. The court determines ownership rights and issues an order that can be recorded to strengthen the chain of title. Quiet title actions can take longer and cost more than administrative solutions, but they provide a binding resolution that many lenders and buyers will accept to secure the marketability of the property.
Curative Deed
A curative deed is a corrective document drafted to address errors in prior recordings, such as an incorrect legal description, misspelled name, or faulty conveyance. Recording a curative deed can clarify ownership or correct the public record so the chain of title reflects the intended transfer. When properly executed and recorded, these deeds often satisfy title insurers and lenders, enabling a transaction to proceed without litigation. Careful drafting and recording are necessary to ensure the corrective instrument accomplishes its intended legal effect.
Comparing Limited Remedies and Comprehensive Curative Approaches
When a title issue arises, parties must choose between a limited, administrative remedy or a comprehensive legal approach. Limited remedies may resolve straightforward matters quickly, such as recording a corrective deed or obtaining a release from a known lienholder. Comprehensive approaches, including quiet title actions or multi-party settlements, are needed when claims are contested or missing parties prevent a simple fix. The right path depends on the defect’s complexity, the need for lender approval, and cost-benefit considerations. Understanding these options helps property owners select an efficient and effective resolution strategy.
When a Limited Curative Approach Is Appropriate:
Simple Recording Errors and Omissions
A limited approach is often sufficient where the defect is a recording error, a misspelled name, or an omitted signature that can be corrected with a curative deed or an affidavit. These matters usually involve known parties who can sign corrective documents and do not require litigation. Resolving such issues through straightforward instruments and re-recording can be cost-effective and timely, allowing a closing to proceed with minimal delay. Title insurers typically accept these administrative fixes when properly documented and executed.
Released or Easily Satisfied Liens
When liens are already resolved but not formally released, a limited curative action can be used to obtain the necessary release or a payoff statement. Often creditors will provide the paperwork needed to clear the record once payment is confirmed. These situations rarely require court action and can be remedied through coordination among the parties, the title company, and the relevant recorder’s office. Timely communication and proper documentation typically restore marketability of the title without extensive legal proceedings.
When a Comprehensive Legal Approach Is Necessary for Title Curative Work:
Unknown Heirs or Missing Parties
Comprehensive legal measures are often necessary when heirs cannot be located or when parties with potential claims are unknown. These situations can disrupt the chain of title and prevent a clean transfer unless a court validates ownership or the parties are properly notified and resolved. A quiet title action or other judicial process may be required to establish clear title. Although more time-consuming and costly than administrative fixes, these proceedings provide a definitive resolution recognized by lenders and future buyers.
Disputed Claims or Fraudulent Conveyances
When competing claims, allegations of fraud, or ambiguous prior transfers exist, a comprehensive legal approach becomes necessary to sort rights conclusively. Litigation, such as a quiet title suit or an action to set aside fraudulent instruments, allows the court to examine evidence and issue an authoritative ruling. These proceedings can protect buyers and current owners from lingering disputes and provide a recorded judicial judgment that clears the title for future transactions and financing.
Benefits of Taking a Thorough Approach to Title Curative Work
A thorough curative approach can deliver long-term peace of mind by removing doubts about ownership and extinguishing latent claims that could arise later. While it may require more time and investment initially, comprehensive solutions such as court-ordered quiet title or negotiated multi-party settlements reduce the likelihood of future litigation. For sellers, a clean title enhances marketability. For buyers and lenders, definitive resolution lowers risk and creates a reliable foundation for future transactions and property investment decisions in Mount Pleasant and other Tennessee communities.
Comprehensive curative work also supports clear record-keeping and helps align the public land records with actual ownership. This alignment simplifies future dealings and can prevent successive transactions from inheriting unresolved problems. In matters involving complex family transfers or historical conveyances, obtaining a definitive judicial order or coordinated releases from multiple holders secures the title in a way that informal fixes cannot. For property owners who prioritize certainty and long-term marketability, a full curative solution often provides the most reliable outcome.
Improved Marketability and Lender Confidence
Clearing title defects through comprehensive curative work increases buyer and lender confidence, making sales and refinances smoother. Lenders typically require clear title before extending financing, and title insurers are more likely to issue policies when issues have been resolved by court order or documented settlements. This increased marketability can lead to faster closings and better terms for sellers and buyers alike. Taking the time to resolve difficult defects up front reduces the risk of delayed transactions or unexpected claims after a sale.
Long-Term Protection from Future Claims
A comprehensive solution reduces the chance that hidden claims will surface years later, potentially disrupting property rights or leading to costly disputes. Court judgments, recorded releases, and corrected public records create a visible and durable trail that supports ownership. This protection is especially valuable for owners who intend to hold property, pass it to heirs, or use it as collateral. By addressing root causes instead of temporary fixes, comprehensive curative work helps secure the property against future uncertainty and legal challenges.
Practice Areas
Top Searched Keywords
- title review Mount Pleasant
- curative work Tennessee
- quiet title Mount Pleasant
- clear title services
- title defect resolution
- real estate title attorney Tennessee
- recording error correction
- liens and releases Mount Pleasant
- chain of title review
Practical Tips for Smooth Title Review and Curative Work
Gather Complete Documentation Early
Assemble all available documents related to the property before beginning title review. This includes prior deeds, wills, mortgage payoff statements, release documents, and any correspondence that references the property. Having comprehensive documentation reduces the time needed to identify and resolve defects, and it can reveal solutions that avoid litigation. Early organization also helps the title reviewer and counsel communicate more efficiently with lenders and county recorders, improving the chances of a timely curative outcome and a smoother closing process.
Communicate with Lenders and Title Companies
Consider Long-Term Resolution When Deciding Remedies
When choosing between a quick administrative fix and a more comprehensive legal remedy, evaluate the long-term implications for ownership and resale. A temporary fix may clear the way for a single closing but could leave the door open for future claims. If the property will be held long term or passed to heirs, investing in a definitive resolution such as a judicial quiet title or documented multi-party settlement may provide greater protection. Balancing immediate needs and future risk helps determine an appropriate curative strategy.
When to Consider Title Review and Curative Work for Your Property
Consider a title review when buying, selling, refinancing, or inheriting property to uncover issues that might affect the transaction or future ownership. Common triggers include unusual gaps in recorded transfers, missing releases for past mortgages, judgments against prior owners, or transfers made decades ago with unclear records. Early review helps identify potential problems and determine whether curative action is required. Addressing these matters before closing reduces the risk of delays, lender objections, or surprises after purchase, protecting your interests in Mount Pleasant real estate.
You should also consider curative work when a title commitment or preliminary report lists exceptions that the parties or lender find unacceptable. These exceptions can include unresolved liens, unclear legal descriptions, or easements that limit use. If the property will serve as collateral for a loan, lenders will require removal or resolution of certain exceptions. Taking action early clarifies responsibilities, assigns costs, and sets a timeline. Proactive curative planning helps buyers and sellers negotiate realistic agreements and close transactions with greater certainty.
Common Situations That Typically Require Title Curative Work
Typical circumstances that trigger curative work include transfers involving probate or heirs, properties with long chains of ownership, recorded instruments with clerical errors, unreleased mortgages or judgments, and disputes over boundary descriptions. Each of these can create exceptions on a title commitment that prevent a lender from issuing an insurance policy or a buyer from completing a purchase. Recognizing such situations early and developing a plan to address them helps resolve matters efficiently and reduces the likelihood of last-minute surprises at closing.
Transfers Through Probate or Intestate Succession
When property has passed through probate or intestate succession, the public record may not clearly reflect chain of title or the identity of heirs. Missing documentation or improperly recorded instruments from older probates can create defects that require curative action. Resolving these matters often involves obtaining certified probate records, heirship affidavits, or court orders confirming the transfer. These steps clarify ownership and remove doubts that could otherwise prevent financing or sale of the property.
Older Conveyances and Recording Errors
Properties with a long history of transfers can have clerical mistakes, ambiguous legal descriptions, or incorrectly executed deeds recorded over time. These types of issues can interrupt the chain of title and produce exceptions on a title commitment. Often the remedy involves preparing corrective deeds, securing affidavits from prior parties, or re-recording accurate documents. Addressing these errors restores clarity to the public records and supports a marketable title.
Unreleased Liens or Judgments
Unreleased liens, unpaid judgments, or mortgages thought to be satisfied can appear as encumbrances on the public record and prevent a clean transfer of title. In many cases, curative work requires locating payoff information, negotiating a release, or obtaining a court order to remove stale claims. Timely resolution of these encumbrances is often necessary for lenders to proceed and for the buyer and seller to complete the transaction without unresolved obligations attached to the property.
Mount Pleasant Title Review and Curative Work Lawyer
If you are facing title issues in Mount Pleasant, Jay Johnson Law Firm can assess the situation and recommend practical next steps. We work with title companies, lenders, and county offices to gather records, draft necessary instruments, and pursue administrative or judicial remedies when required. Our approach aims to resolve the problem efficiently while keeping you informed about timelines and likely costs. Contact our office to discuss the specifics of your property matter and explore options to clear the title and move your transaction forward.
Why Choose Jay Johnson Law Firm for Title Review and Curative Work
Choosing counsel for title review and curative work means selecting a team that communicates clearly about the issues, the likely remedies, and the associated timelines. At Jay Johnson Law Firm we focus on practical solutions that meet lender and buyer requirements while considering cost-effectiveness. We coordinate with title companies, county recorders, and other parties to pursue the most efficient path to marketable title. Our objective is straightforward: resolve defects so transactions can close and property owners can have dependable records of ownership.
We place particular importance on documenting each step of the curative process and explaining the legal options available to our clients. For transactions involving heirs, older conveyances, or unresolved encumbrances, we outline the probable courses of action and the tradeoffs between administrative fixes and court proceedings. This clarity helps clients make informed choices about timing and cost. By building a clear plan and following through with timely filings and recordings, we aim to minimize delays and achieve durable results for property owners in Mount Pleasant and the surrounding region.
Our practice includes coordination with title underwriters to ensure proposed remedies meet their requirements and to facilitate issuance of title insurance where possible. Where litigation is necessary, we pursue the most efficient path to resolve competing claims and obtain a recorded judgment or settlement. Throughout the process, we strive to communicate status updates and next steps so clients know what to expect and can plan closings or refinancing accordingly. Practical resolution and clear communication guide our approach to title curative matters.
Contact Us to Discuss Title Review and Curative Options for Your Property
How Title Review and Curative Work Proceed at Our Firm
Our process begins with an initial review of the title commitment and available documents to identify exceptions and potential defects. We then outline a recommended plan that may include administrative fixes, coordination with lenders and title companies, or filing court actions when necessary. We provide cost and timeline estimates and communicate with all parties to implement the chosen remedy. Regular updates and careful documentation ensure transparency throughout the process so clients understand progress toward obtaining a clean and marketable title.
Step 1 — Initial Title Review and Issue Identification
The first step is a thorough review of the title commitment, deed history, and related public records to identify exceptions, liens, and any apparent breaks in the chain of title. This stage determines which problems are present and whether they can be resolved administratively or require court intervention. We document each exception, assess likely remedies, and prepare an initial plan and timeline so clients know what to expect and can make informed decisions about proceeding with corrective actions.
Collecting and Reviewing Documents
We gather all relevant documents such as prior deeds, mortgage releases, probate records, and any recorded affidavits. Reviewing these materials in detail allows us to identify discrepancies like missing conveyances, incorrect legal descriptions, or unreleased liens. This document collection helps determine whether straightforward corrective instruments will suffice or if further investigation and legal action are necessary. Accurate review at this stage reduces surprises later and allows for an efficient plan to clear the title.
Assessing Remedies and Communicating Options
After identifying defects we assess available remedies and explain the advantages, likely timelines, and expected costs for each option. Where administrative remedies are feasible, we outline the specific documents needed and contact steps. If litigation appears necessary, we explain the process for filing actions like quiet title and estimate how that route may affect closing schedules. This candid assessment helps clients choose a path aligned with their priorities for cost, speed, and finality.
Step 2 — Pursuing Curative Actions and Remedial Work
Once a plan is chosen, we carry out the curative tasks, which may include drafting corrective deeds, requesting releases from lienholders, recording affidavits, or preparing court pleadings. We coordinate with the title company and lender to confirm that proposed instruments will satisfy underwriting conditions. Timely filing and accurate recording are essential to prevent new issues from arising. During this phase we keep clients updated on progress and any additional information needed to complete the curative work successfully.
Administrative Curative Steps
Administrative steps can involve drafting and recording corrective deeds, obtaining payoff statements and lien releases, and securing affidavits from parties who can attest to facts that clarify the public record. These remedies are often quicker and less expensive than court actions when all relevant parties are known and cooperative. Successful administrative curative work depends on precise drafting and proper notarization and recording to ensure the intended effect on the title and to satisfy title underwriting requirements.
Coordinating with Title Companies and Recorders
Coordination with title insurance underwriters and the county recorder’s office is a key part of implementing curative work. Title companies can advise on their documentation requirements and timing, and recorders ensure instruments are properly indexed so the chain of title is clear. We communicate with these entities to confirm that recorded documents achieve their intended effect and to handle any follow-up requests. Good coordination reduces the chance of further exceptions and supports a timely closing.
Step 3 — Litigation and Judicial Remedies When Necessary
If administrative remedies are insufficient, judicial remedies such as quiet title actions or other court proceedings may be necessary. Filing suit allows the court to resolve competing claims, confirm ownership, and issue an order that can be recorded to strengthen the chain of title. Although litigation may take longer and involve additional costs, it can provide a definitive resolution recognized by lenders and future buyers. We prepare pleadings, manage discovery, and represent clients through hearings to obtain a durable judgment.
Preparing and Filing Court Actions
Preparing a court action requires careful review of the factual and documentary record, identifying the parties to be served, and drafting pleadings that seek the appropriate relief such as a declaratory judgment or quiet title. Proper notice to interested parties and accurate factual allegations support a successful outcome. We guide clients through the procedural steps, coordinate service on missing parties when possible, and pursue the case toward final resolution with the goal of producing a recorded judgment that clears the title.
Finalizing and Recording Judicial Orders
Once the court issues an order resolving the title dispute, the judgment and any related documents are recorded in the county records to reflect the established ownership and to extinguish adverse claims. Recording the judicial order creates a public record that title companies and lenders can rely upon when issuing insurance or approving financing. Final recording completes the curative process and enables the property to be transferred or refinanced without the risk of unresolved claims clouding the title.
Frequently Asked Questions About Title Review and Curative Work
What is a title review and why is it necessary?
A title review is a careful examination of recorded documents to determine the legal status of a property and identify any defects that may affect ownership or transferability. This process looks at deeds, mortgages, liens, easements, and judgments to spot inconsistencies or claims that could prevent a clean closing. Understanding these issues early helps buyers, sellers, and lenders plan remedies and avoid unexpected delays or disputes after a transaction.Title review is necessary because the public record can contain errors, gaps, or unresolved claims that are not immediately obvious. By identifying these items before closing, parties can determine whether administrative fixes or legal proceedings are needed, estimate likely costs and timelines, and proceed with greater confidence that the property will transfer with marketable title.
How long does curative work usually take?
The timeline for curative work varies widely depending on the complexity of the defect and whether the necessary parties are available and cooperative. Administrative fixes such as recording corrective deeds or obtaining lien releases may take a few days to several weeks, depending on coordination with lenders and county recorders. These remedies tend to be faster when all parties are known and responsive.If court action is required, such as a quiet title suit, the process can take several months or more due to pleading, service, discovery, and hearings. The presence of missing or contested parties, the county court’s calendar, and the need for additional evidence all affect the timeline. Early assessment helps set realistic expectations.
Can simple recording errors be fixed without court intervention?
Yes, many recording errors can be corrected without court involvement through curative deeds, affidavits, or re-recording of proper documents. When the affected parties are available to sign corrective instruments and the issue is clerical in nature, an administrative correction is typically the most efficient and cost-effective option. Title companies and lenders often accept these fixes if they are properly documented and recorded.However, when parties cannot be located or when the error involves competing claims, a court action may be necessary. The need for judicial relief depends on whether recording or administrative remedies will satisfy the title insurer and lender requirements for a clean transfer.
What does a quiet title action involve?
A quiet title action is a lawsuit filed to resolve disputes about ownership and to remove competing claims from the public record. The court examines the submitted evidence, considers interested parties’ claims, and issues an order declaring the rightful owner. This process provides a definitive legal determination that can be recorded in the county records, thereby clearing the chain of title for future transactions.Quiet title actions are often used when adverse claims exist, heirs are missing or unknown, or there are doubts that cannot be resolved by administrative instruments alone. While more time-consuming and costly than administrative fixes, a judicial order offers durable protection and is commonly accepted by lenders and title insurers.
Will title insurance cover all defects found during review?
Title insurance policies typically cover many types of defects discovered after closing, but insurers may require curative work before issuing a policy or before extending coverage for a transaction. Exceptions listed on a title commitment indicate items that must be resolved or accepted before closing. Some issues can be cured by producing corrective documents, releases, or affidavits, while others may require court action.Whether title insurance will cover a particular defect often depends on whether the defect was known and disclosed, the nature of the claim, and the insurer’s underwriting standards. Working proactively to resolve exceptions increases the likelihood of obtaining the necessary insurance coverage for the transaction.
How are unreleased liens typically handled?
Unreleased liens are commonly handled by obtaining payoff statements and recorded releases from the lienholder. If a debt has been satisfied but the release was never recorded, the creditor can usually provide the necessary documents once payment or proof of satisfaction is confirmed. Coordinating with the creditor and the title company typically resolves the matter administratively.In some cases, the lienholder cannot be located or disputes remain about the debt. When a creditor is unknown or uncooperative, it may be necessary to pursue a court order to extinguish the claim or to obtain other judicial relief that clarifies the title and allows the property to transfer free of the encumbrance.
What if an heir cannot be located during a curative process?
If an heir cannot be located, curative work may involve publication notice, diligent search documentation, and potentially a court proceeding to obtain relief. Courts can authorize alternative notice methods and, depending on the circumstances, may approve actions that allow the transfer to proceed after appropriate efforts have been made to locate missing parties. These procedures ensure that the absent party’s rights are considered before a final order is issued.The process can add time and cost to the transaction, but it provides a legal path forward when direct contact is not possible. Documenting search efforts and complying with procedural requirements helps secure a judicial resolution that clears the title for future transfers.
Do curative deeds affect property taxes or assessments?
Curative deeds generally correct the public record and do not in themselves change the property tax liability, which is based on assessed value and taxing authority rules. However, where curative work clarifies ownership or reveals prior transfers that were not previously accounted for, the tax assessor’s records may be updated, and that can affect future assessments or billing. It is advisable to notify the county assessor’s office if ownership documentation changes as a result of curative work.Any adjustments to tax records typically follow standard administrative procedures and are handled by the appropriate local government offices. Clearing the title primarily serves to establish legal ownership rights and marketability rather than directly altering tax obligations.
How much will title curative work cost?
The cost of title curative work depends on the type and complexity of the defect and the remedy chosen. Simple administrative fixes such as curative deeds or obtaining releases are often less expensive and can be handled relatively quickly. Costs include drafting, recording fees, and potential payments to lienholders if debts must be satisfied. A clear estimate is provided after the initial review identifies the issues and proposed steps.More complex matters requiring court action, such as quiet title suits or contested proceedings, will involve filing fees, service costs, potential expert or witness fees, and attorney time. While these approaches cost more and take longer, they can deliver a definitive judicial resolution that allows the property to transfer with secure title.
How can I prepare my documents before starting a title review?
Before starting a title review, collect all documents you have related to the property, including prior deeds, long-form closing statements, mortgage payoff letters, probate records, and any correspondence referencing ownership. Having these materials available speeds the review and can reveal potential solutions that avoid litigation. If you have knowledge of past claims or corrections, share that with counsel early so it can be investigated during the review.Also prepare information about recent transactions, whether the property has been part of an estate, and any unresolved debts linked to the property. The more complete the initial documentation, the more efficiently the curative process can proceed and the sooner potential remedies can be implemented.