Title Review and Curative Work Lawyer Serving Brownsville, Tennessee

A Practical Guide to Title Review and Curative Work in Brownsville

Title review and curative work are essential parts of real estate transactions, especially in communities like Brownsville where property histories can be complex. At Jay Johnson Law Firm, we focus on identifying title defects, outstanding liens, and recording errors that could affect ownership or a closing. This introductory overview explains why careful review matters before you buy, sell, or refinance property. Whether you are handling a residential sale, a commercial transaction, or an estate transfer, knowing the potential issues up front helps prevent delays and unexpected costs later in the process.

When a title search uncovers irregularities, curative work addresses those issues to create a clear chain of ownership that buyers, sellers, lenders, and insurers can rely on. Common problems include incorrect deed descriptions, missing signatures, unresolved liens, or prior transfers that were not properly recorded. Resolving these matters often requires drafting corrective documents, negotiating lien releases, or filing quiet title actions. The goal is a marketable title that allows a property to transfer free of clouds or disputes, giving all parties confidence to complete the transaction smoothly and on schedule.

Why Thorough Title Review and Curative Work Matter in Real Estate

A thorough title review and timely curative work reduce risk for buyers, sellers, and lenders by uncovering hidden defects before closing. Addressing title issues early helps avoid post-closing disputes, potential litigation, and delays that can derail a transaction. For sellers, resolving problems increases marketability and prevents last-minute renegotiations. For buyers and lenders, clear title protects investments and secures lending interests. In short, investing time and legal attention in title review prevents surprises, preserves value, and promotes more reliable closings in Brownsville real estate deals.

About Jay Johnson Law Firm and Our Brownsville Real Estate Services

Jay Johnson Law Firm serves clients across Haywood County and surrounding Tennessee communities with a focus on real estate matters including title review and curative work. Our team handles document drafting, negotiation with lienholders, coordination with title companies, and representation in court when necessary to clear title defects. We emphasize clear communication, practical solutions, and timely action to keep transactions moving. Clients choose our firm for local knowledge, thoughtful problem solving, and a commitment to protecting property rights and closing goals for buyers, sellers, and lenders alike.

Understanding Title Review and Curative Work

Title review begins with a detailed examination of public records, prior deeds, mortgages, liens, easements, and other instruments affecting a parcel. The process identifies issues such as ambiguous legal descriptions, clerical errors, unreleased liens, or missing signatures that can create a cloud on title. Curative work involves the legal steps taken to resolve those defects so a property can transfer cleanly. This may include preparing corrective deeds, obtaining releases from creditors, filing affidavits, or pursuing quiet title actions. Each situation is unique and requires careful legal and factual analysis to determine the most efficient path to resolution.

A clear title is necessary for confident ownership and for lenders to secure their interests. Title insurance companies often require curative measures before issuing policies, and buyers and sellers need certainty at closing. The review and curative process also protects future owners by addressing potential clouds that could disrupt resale or refinancing. Effective communication with title companies, lenders, and other parties is central to achieving a timely outcome. The ultimate objective is to provide a documented chain of title that supports the transfer and withstands future challenges.

Defining Title Review and Curative Work

Title review is the systematic inspection of recorded instruments and public records to determine who holds rights in a property and whether any encumbrances exist. Curative work refers to the legal remedies and transactions used to correct errors, remove clouds, and resolve competing claims so that title can be conveyed without dispute. These services combine legal analysis, document drafting, negotiation, and sometimes litigation. The process ensures buyers receive marketable title, sellers can transfer property without unresolved issues, and lenders have a secure position in the event of default or resale.

Key Elements and Typical Processes in Curative Work

Typical curative tasks include researching historical records, preparing corrective deeds, coordinating lien releases, obtaining affidavits from interested parties, and working with title insurers to meet policy requirements. Some matters are resolved through paperwork and negotiation, while others may require filing actions in court to quiet title or clarify ownership. Coordination between attorneys, title companies, surveyors, and county recording offices is often necessary to achieve a clean outcome. Understanding these steps helps clients anticipate timelines and potential costs involved in bringing a title to marketable condition.

Key Terms and Glossary for Title Review and Curative Work

Understanding common terms used in title review helps demystify the process. Words like cloud on title, lien, easement, quiet title, and corrective deed each describe specific issues or remedies. Knowing these definitions makes it easier to follow the actions recommended to resolve defects. This glossary section provides plain-language explanations to help buyers, sellers, and lenders recognize problems and understand the legal steps used to address them. Clear terminology reduces confusion and supports more informed decisions throughout a real estate transaction.

Cloud on Title

A cloud on title is any irregularity, claim, or defect that casts doubt on the full ownership of a property and may interfere with a sale or refinance. Clouds can arise from unresolved liens, competing conveyances, missing signatures, or recording errors. Identifying a cloud is the first step toward correcting it through curative measures. Removing a cloud restores confidence in the chain of title and paves the way for title insurance, financing, and a clean transfer to a new owner, thereby protecting all parties involved in the transaction.

Quiet Title

Quiet title describes a court action used to resolve disputes over property ownership or to remove adverse claims that otherwise prevent a clear transfer. When parties cannot agree or when an unknown claimant appears in the chain of title, filing a quiet title action asks the court to declare the rightful owner and to extinguish conflicting interests. This remedy provides a legal resolution and creates a documented record that title companies and new owners can rely on when issuing insurance or completing a sale, particularly in cases with complex histories.

Corrective Deed

A corrective deed is a document used to fix mistakes in a previously recorded deed, such as incorrect legal descriptions, misspelled names, or other clerical errors. When a deed contains an error that could cloud title, a corrective deed clarifies intent and updates the public record. This straightforward curative tool often resolves technical problems without litigation, but it must be prepared and recorded properly to be effective. Title companies commonly request corrective deeds before issuing a policy if the original document contains mistakes that might affect ownership clarity.

Lien Release

A lien release is a document filed by a creditor or lienholder releasing their claim against a property after the underlying obligation has been satisfied or resolved. Liens for unpaid taxes, mechanic claims, or mortgages can prevent a clean transfer until the creditor issues a release. Curative work often involves obtaining lien releases by negotiating payoffs, confirming payment, or documenting resolution. Once properly recorded, a release removes the encumbrance from public records and allows the title to move forward toward marketability and closure.

Comparing Limited Title Review and Comprehensive Curative Services

Clients may choose a limited review when time or cost constraints require a focused look at only specific risks, such as confirming ownership or checking for recent liens. A comprehensive approach examines the full chain of title and addresses historical issues that might surface later. Limited reviews are appropriate for straightforward transactions with a clean record, while comprehensive curative services are more suitable when older properties, complex ownership histories, or prior disputes exist. Selecting the right option depends on property history, lender requirements, and the level of comfort desired by buyers and sellers.

When a Limited Title Review May Be Appropriate:

Recent History and Simple Ownership

A limited review often suffices for properties with a clear recent chain of title, where ownership transfers have been routine and recording practices have been consistent. If the property was recently purchased and the records show no unresolved liens, easements, or unusual instruments, a focused review can verify that no new encumbrances have arisen. This approach can speed up a closing and reduce costs for buyers and sellers when the documented history is straightforward and title insurance requirements are minimal.

Transaction Type and Lender Needs

Certain transactions, such as cash purchases or quick resales, may allow for a more limited title review if the buyer accepts certain risks and the lender’s requirements are minimal or absent. In cases where both parties agree and the property does not present indicators of historical problems, a streamlined process can be practical. However, it is important to recognize the tradeoff between speed and certainty since limited reviews may miss older defects that could later affect marketability or resale.

Why a Comprehensive Curative Approach May Be Wiser:

Older Properties and Complex Histories

Properties with long or complicated ownership histories, particularly those with multiple transfers, subdivisions, or nonstandard recordings, often benefit from a comprehensive title review. Older records may include clerical errors, ambiguous descriptions, or missing documents that create legal uncertainty. A full assessment and corrective plan reduce the chance of post-closing disputes and ensure lenders and buyers receive the protection they expect. Taking a comprehensive approach can prevent costly interruptions and protect the value of the property for future owners.

Known Disputes or Recorded Encumbrances

When a title search reveals recorded claims, unresolved liens, boundary disputes, or competing claims of ownership, curative work is usually necessary to clear those issues before closing. Addressing disputes through negotiation, release agreements, or court actions protects buyers and sellers and satisfies title insurers. Failing to resolve recorded encumbrances can delay a closing or leave future owners exposed to claims. Comprehensive work aims to eliminate these uncertainties so the transaction can move forward with documented protection for all parties.

Benefits of Choosing a Comprehensive Curative Strategy

A comprehensive approach increases confidence in the transaction by uncovering and resolving historical and technical issues before they cause delays or disputes. It often results in a faster closing once curative steps are complete because title companies and lenders receive the documentation they require. For sellers, having cleared title enhances marketability and reduces the chance of post-closing claims. For buyers and lenders, it establishes a clear record of ownership and protection for future transfers or financing events.

Comprehensive curative work can also save money over time by avoiding litigation and costly corrections after a sale. While it may require more upfront time and resources, the investment often prevents unexpected expenses and reputational harm that arise from unresolved title problems. Clear title supports resale value and simplifies future transactions. By addressing both immediate and latent issues, a comprehensive strategy provides long-term security and predictable outcomes for property owners and stakeholders alike.

Reduced Risk of Post-Closing Disputes

Resolving title defects before closing minimizes the likelihood of disputes surfacing after ownership transfers, offering protection to buyers, sellers, and lenders. When curative actions are completed and recorded, the public record accurately reflects the intended ownership and releases any valid claims. This documented clarity discourages claims and simplifies future transactions. Reduced risk of post-closing litigation also preserves the value of the property and the relationships between parties, preventing costly and time-consuming legal battles that can follow unresolved title problems.

Improved Marketability and Financing Options

Cleared title increases a property’s attractiveness to potential buyers and lenders by removing clouds that can hinder financing or resale. Title insurance companies are more willing to underwrite policies when curative work has resolved outstanding issues, enabling smoother closings and access to wider lending options. For owners planning to sell or refinance, a clean chain of title supports better terms and fewer contingencies. Ultimately, comprehensive curative work enhances liquidity and financial flexibility for property owners.

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Pro Tips for Streamlining Title Review and Curative Work

Gather Complete Documentation Early

Start by collecting all available property documents, including deeds, mortgage records, tax statements, surveys, and prior closing documents. Early access to thorough records speeds the title review, allows quicker identification of defects, and reduces the time spent tracking down missing information from county offices or third parties. Proactive document gathering can prevent surprises and helps legal counsel and title companies evaluate necessary curative steps sooner, which supports a more predictable timeline for closing and reduces the likelihood of last-minute complications.

Communicate with Title Companies and Lenders

Open communication with the title company and lender from the outset ensures everyone understands requirements for issuing policies and committing funds. Early alignment on documentation, curative expectations, and potential payoffs enables coordinated action to obtain releases and prepare corrective instruments. When each party knows what is needed, attorneys can prioritize tasks and address issues in an order that meets lender deadlines and closing schedules. Clear lines of communication reduce delays and improve the chances of completing curative work on time.

Address Historic Issues Proactively

Historic title issues such as ambiguous legal descriptions, unresolved probate matters, or old liens often take longer to resolve than recent defects. Identifying and addressing those historic items early in the review process can prevent lengthy court proceedings or complicated negotiations later. Proactive planning may include contacting descendants, collecting affidavits, or preparing quiet title filings. Taking early steps to clarify long-standing uncertainties helps preserve schedules and reduces the risk that a transaction will be delayed or derailed at a critical juncture.

Reasons to Consider Title Review and Curative Work

If you are buying property in Brownsville, selling real estate with a long ownership history, or refinancing a parcel with recorded encumbrances, a title review and curative plan are wise steps to protect your interests. These services identify and address record defects that might otherwise block a sale, cause lender refusals, or lead to costly disputes after closing. The process provides greater certainty, supports better financing terms, and helps preserve property value by ensuring a clean chain of title for current and future transactions.

Even when records appear clean at first glance, subtle recording errors or overlooked liens can create significant problems later. Investing in a thorough title review prevents unwelcome surprises and clarifies any obligations or easements that might affect property usage. Sellers benefit from improved marketability, buyers gain assurance about ownership rights, and lenders receive the documentation they need to secure loans. Overall, curative work enhances confidence and reduces risk for all parties involved in real estate transactions.

Common Circumstances That Often Require Curative Action

Circumstances that typically call for curative work include properties with incomplete probate transfers, incorrect or ambiguous legal descriptions, recorded but unpaid liens, or instruments recorded under misspelled or changed names. Additionally, boundary disputes, unrecorded easements, and prior conveyances that were not properly documented can create clouds on title. When any of these conditions appear in a title search, legal work to correct records, obtain releases, or secure a court determination is often needed to restore marketability and support a clean transfer.

Probate and Inherited Property Issues

Inherited property can present curative challenges when transfers were not completed through probate or when heirs did not record documents reflecting distribution. Resolving these issues may require preparing and recording heirship affidavits, obtaining releases from beneficiaries, or initiating court actions to quiet title. Addressing these matters prior to a sale or refinance reduces the risk of claims from unknown heirs and provides a clear ownership record, which is necessary for buyers, title insurers, and lenders to move forward confidently with a transaction.

Unreleased Liens and Judgment Claims

Outstanding liens, tax claims, or mechanical liens that appear in the public record will typically block a clean closing until they are resolved. Curative work often involves negotiating payoffs, obtaining releases, or documenting settlements with lienholders. In some cases, litigation may be necessary to dispute invalid claims. Timely action to clear recorded liens is essential to secure title insurance and allow buyers and lenders to complete transactions without lingering encumbrances that could affect ownership rights or financial interests.

Clerical Errors and Recording Mistakes

Clerical errors such as misspelled names, incorrect legal descriptions, or documents recorded in the wrong county can create confusion about ownership even when the parties intended a proper transfer. Corrective deeds, affidavits of identity, or re-recording of instruments may be needed to amend the public record. These technical fixes are often straightforward but require careful drafting and proper execution to ensure the record accurately reflects the parties’ intent and the property’s legal description for future transactions.

Jay Johnson

Brownsville Title Review and Curative Services

Jay Johnson Law Firm is available to assist property owners, buyers, and lenders in Brownsville and Haywood County with comprehensive title reviews and curative planning. We begin by evaluating public records and communicating findings in plain language, then propose practical steps to resolve defects and coordinate with title companies and lenders. Our objective is to bring title to a marketable condition as efficiently as possible, reducing delays and helping clients achieve successful closings with confidence in their property rights and transaction outcomes.

Why Choose Jay Johnson Law Firm for Title Review and Curative Work

Clients choose our firm for clear communication, practical solutions, and local experience handling Tennessee real estate matters. We take the time to explain findings, outline available remedies, and estimate timeframes so clients can make informed decisions. Our approach balances cost-conscious planning with thorough attention to detail so curative steps are completed efficiently and recorded properly. Whether dealing with routine corrective documents or more complex quiet title litigation, we focus on resolving issues in a way that supports clean transfers and reduces future uncertainty.

We work closely with title companies, surveyors, lenders, and county offices to coordinate the practical steps needed for successful resolution. Early collaboration with these parties helps identify the most effective curative path and prevents redundant efforts. Clients receive regular updates on progress and clear explanations of any legal filings or negotiations so they can anticipate milestones. Our goal is to make the process as predictable and manageable as possible while protecting each client’s interest in the property.

If matters require court involvement, we pursue remedies in a focused manner designed to resolve disputes and establish a clear record of ownership. We can prepare all necessary filings and represent clients in hearings to obtain definitive rulings when voluntary resolutions are not possible. Throughout the process, we prioritize timely action and practical outcomes to help clients move from uncertainty to a position where title can be confidently transferred, insured, or leveraged for financing.

Contact Jay Johnson Law Firm for Title Review and Curative Assistance

Our Title Review and Curative Process

Our process begins with an intake to gather property documents and relevant background information, followed by a comprehensive review of public records. We identify any encumbrances, missing instruments, or recording errors and then prepare a recommended plan that may include corrective documents, lien negotiations, affidavits, or court filings. Throughout the engagement we coordinate with title insurers and lenders, track required recordings, and provide status updates until the title is brought to a condition that allows a clean and timely closing.

Step One: Document Collection and Title Search

We start by collecting deeds, mortgages, surveys, tax records, and any previous closing documents to build a complete picture of the property’s history. A thorough title search of public records reveals recorded liens, easements, and prior transfers that impact ownership. This initial review identifies likely curative tasks and helps estimate the timeline and costs involved in cleaning the title. Early discovery allows us to advise clients on whether a limited review or a more comprehensive curative plan is appropriate.

Collecting Relevant Records

Gathering all available documents, including surveys, prior deeds, and tax statements, is important to avoid missing information that could affect title. We request and review records from county offices and other sources as needed. If gaps appear in the documentation, we identify how best to obtain missing items or whether affidavits or additional investigation are required. Thorough record collection lays the foundation for accurate analysis and effective curative planning going forward.

Conducting the Title Search

A detailed title search uncovers recorded encumbrances, judgments, easements, and other matters that may affect ownership. We analyze the chain of title to spot defects and determine whether documents were properly executed and recorded. The search results guide the recommended curative steps and help estimate the time needed to prepare corrective instruments or seek court relief. This stage clarifies the scope of work required to achieve a marketable title.

Step Two: Curative Planning and Coordination

After identifying title issues, we develop a curative plan tailored to the property’s needs and the parties’ goals. This involves drafting corrective deeds, negotiating with lienholders for releases, preparing affidavits, and coordinating with the title company and lender to satisfy underwriting conditions. The plan prioritizes actions that will resolve the most significant obstacles first and lays out an anticipated schedule for recording and closing. Close coordination with stakeholders keeps the process aligned with the transaction timeline.

Drafting and Negotiation

Drafting precise corrective documents and negotiating with creditors are common steps in curative work. We prepare the necessary instruments to fix errors and seek releases or payoffs from lienholders. Negotiations may be needed to reach agreeable terms for lien satisfaction or settlement of disputed claims. Clear and accurate documentation is essential to ensure the public record reflects the corrected ownership status after recording, which supports issuance of title insurance and successful closings.

Coordination With Title Company and Lender

We work closely with the title company and lender to confirm their requirements and ensure curative steps meet underwriting standards. Timely filings, proper acknowledgments, and accurate recording are critical for the title insurer to issue a policy. Coordination also helps align payoff schedules and closing dates so that curative work dovetails with the transaction timeline. Keeping these parties informed reduces surprises and helps facilitate a seamless closing once corrective actions are complete.

Step Three: Recording and Closing Support

Once curative documents are prepared and approvals or releases obtained, we coordinate the recording of instruments with county offices and confirm that public records reflect the resolved status. We verify that title insurance requirements are satisfied and support the closing by providing necessary documentation and explanations. If court action was required, we ensure final judgments and orders are recorded and reflected in title records. Our goal is to conclude the matter so the transaction can close without lingering issues.

Recording Documents

Proper recording of corrective deeds, releases, and court orders is the final step in removing clouds on title. We check recording requirements and submit instruments to the appropriate county clerk or register of deeds. After recording, we confirm the public record shows the corrected information and provide updated abstracts or status reports to the title company and parties. Accurate recording ensures future buyers and lenders will see a clear chain of title.

Closing Coordination and Follow-Up

We assist at closing by ensuring all curative items are in place and by answering any last-minute legal questions. If additional documents or confirmations are needed, we address them promptly to avoid delays. After closing, we follow up to confirm recorded documents appear correctly and to provide copies for client records. Ongoing attention to these details helps prevent post-closing complications and supports a smooth transition of ownership.

Frequently Asked Questions About Title Review and Curative Work

What is a title review and why is it necessary?

A title review is a thorough examination of public records to determine ownership and identify encumbrances such as liens, easements, or recording errors that could affect a transfer of property. It is necessary because problems in the public record can prevent a clean closing, create unexpected legal claims, or reduce the value of the property. Identifying issues early allows for planning appropriate curative steps so buyers, sellers, and lenders can proceed with confidence and reduce the likelihood of post-closing disputes. Curative work refers to the legal and transactional steps taken to correct those defects and restore marketability. Depending on the issue, curative steps may include drafting corrective deeds, negotiating lien releases, preparing affidavits, or filing court actions such as quiet title. The goal is to create a clear record that permits title insurance coverage and supports a successful closing, protecting the interests of all parties involved.

The timeline for curative work varies widely based on the nature and complexity of the issues identified. Simple clerical errors or recent liens that can be released may be resolved in a few days to a few weeks once parties sign necessary documents. When third parties must be contacted, payoffs negotiated, or documents awaited from other offices, the process can extend accordingly. More complex matters, such as disputes over ownership, missing heirs, or actions that require court intervention, may take several months to resolve. Early identification and proactive coordination with title companies, lienholders, and county offices typically reduce delays, and we provide timeline estimates tailored to the specific matters discovered during the review.

Title insurance protects against many defects in title that were not discovered during the initial search but fall within the policy’s terms. However, title insurers often require curative actions to be completed before issuing a policy, especially when known defects exist in the public record. If a defect is covered by the policy and was unknown at the time of issuance, the insurer may defend and indemnify against covered claims according to the policy’s provisions. It is important to understand the scope and exceptions of a title insurance policy. Some issues, especially those that could have been discovered with reasonable searches or matters specifically excluded by the policy, may not be covered. Addressing defects before closing helps ensure fuller protection under a new title insurance policy.

If an heir or claimant emerges after closing claiming an interest in the property, the situation can sometimes be resolved by obtaining releases or settlements that document the claimant’s rights or lack thereof. In other cases, litigation may be necessary to obtain a definitive judicial determination of ownership and to quiet title. Title insurance can provide coverage for certain claims, subject to policy terms and exclusions, and may assist in defending such claims if covered. Prompt legal action is important to protect the current owner and lender interests. We can assess the claim, communicate with the title insurer, and recommend whether negotiation or court intervention is the most practical route to resolve the issue and restore certainty to the title.

Many clerical or technical errors in recorded documents can be corrected without court involvement by preparing and recording corrective deeds, affidavits, or acknowledgments that clarify the public record. These corrective instruments must be drafted carefully and executed in accordance with recording office requirements to be effective. When parties with an interest in the property cooperate, these fixes are usually straightforward and cost-effective compared to litigation. However, if a necessary party cannot be located, refuses to sign, or a dispute exists over the proper owner, a court action such as a quiet title proceeding may be required to resolve the matter. We evaluate the most efficient path and pursue amicable solutions when possible while preparing for litigation if necessary.

Responsibility for curative costs varies by transaction and is often subject to negotiation between buyers and sellers. In some sales, the seller agrees to cure title defects prior to closing to deliver marketable title, while in other arrangements the buyer may accept responsibility or require a price adjustment. Lenders and title insurers may also impose conditions that affect who pays for specific curative actions. It is best to clarify these responsibilities in the purchase contract and during negotiations to avoid last-minute disputes. We advise clients on reasonable expectations and help structure agreements that allocate curative costs fairly. Our role includes estimating likely expenses, negotiating payoffs or settlements with lienholders, and documenting agreed-upon responsibilities so the parties can proceed with a clear understanding of financial obligations.

A quiet title action is typically required when ownership disputes cannot be resolved through negotiation, when unknown or missing heirs prevent voluntary corrective filings, or when competing recorded claims create uncertainty that parties cannot settle privately. Filing a quiet title action asks the court to determine the rightful owner and to extinguish adverse claims, thereby producing a definitive public record that title companies and subsequent buyers can rely on. Because quiet title actions involve court proceedings, they generally take longer and incur additional costs compared to nonjudicial curative measures. We evaluate whether a quiet title action is necessary and recommend it when litigation is the most reliable way to secure a clear title in the face of disputed or unresolved claims.

Liens are typically released when the underlying obligation is paid, settled, or found invalid. The creditor or lienholder executes a release or satisfaction form that is then recorded with the county to remove the lien from the public record. In some cases, negotiation or payoff arrangements are needed to obtain a release, and verification of payment must be documented to satisfy the title company and permit issuance of a policy. If a lien cannot be resolved through payment or agreement, parties may need to litigate to dispute its validity or priority. We assist in negotiating releases, preparing payoff statements for closings, and pursuing legal avenues to clear improperly recorded liens when required to restore marketability.

Selling property with an unresolved title issue is possible, but it typically complicates the transaction and may limit financing options for buyers. Many buyers and lenders require a clear title and title insurance before closing, so unresolved defects often need to be disclosed and resolved or an adjusted contract structured to account for the issue. A sale subject to title defects may proceed if the buyer accepts the risk and the parties agree on appropriate terms, but this approach carries potential future complications for both parties. To maximize marketability and reduce post-closing risk, resolving title issues before listing or negotiating a sale is generally advisable. We assist sellers in determining which curative actions are necessary and help structure solutions that enable smoother transactions and better outcomes for both buyers and sellers.

To begin the curative process with Jay Johnson Law Firm, gather available property documents such as deeds, prior closing statements, surveys, and tax records, and contact our office to schedule an initial consultation. We will review the materials, conduct a title search, and provide an assessment of issues discovered along with recommended next steps and an estimated timeline. Clear communication about the transaction goals helps us prioritize curative tasks to align with closing schedules and lender requirements. During the engagement we coordinate with title companies, lenders, and county offices to implement the curative plan, draft needed documents, and obtain necessary releases. We keep clients informed throughout the process and work to complete recordings and satisfy underwriting conditions so the transaction can close with a marketable title and the protections buyers and lenders expect.

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