Complete Guide to Residential Purchases and Sales in Greene County
Buying or selling a home in Mosheim involves more than a contract signed at closing. Property transactions include careful review of title records, negotiation of contingencies, inspection issues, and adherence to Tennessee real estate law. Working with a local law firm that understands real estate practice in Greene County helps reduce risk, keep timelines on track, and protect your financial interests. This guide outlines the key steps you will encounter during a residential purchase or sale and explains how legal support from Jay Johnson Law Firm can help navigate common legal obstacles so your transaction proceeds smoothly.
Whether you are a first-time buyer, selling a long-held family property, or managing an investment sale in Mosheim, informed legal guidance can prevent delays and unexpected liabilities. Our approach focuses on thorough contract review, clear communication with brokers and lenders, and proactive resolution of title or disclosure issues. We aim to ensure deadlines are met, contingencies are clearly drafted, and closing proceeds without last-minute surprises. This page provides practical steps and considerations so you understand what to expect at each stage of a residential real estate transaction in Tennessee.
Why Legal Support Matters for Residential Property Transactions
Legal involvement in residential purchases and sales reduces uncertainty and helps protect your investment during what can be a complex process. A lawyer can review purchase agreements for unfavorable terms, verify clear title, coordinate with lenders, and prepare closing documents. For sellers, legal support ensures disclosures meet Tennessee requirements and that transfer documents are accurate. Buyers benefit from title review, assistance resolving inspection-related negotiations, and protection of earnest money. The presence of a legal advocate helps identify and resolve issues early, reducing the likelihood of costly delays or disputes at closing and safeguarding your long-term property rights.
About Jay Johnson Law Firm and Our Real Estate Practice
Jay Johnson Law Firm serves clients in Mosheim and throughout Greene County with practical real estate legal services tailored to local market realities. Our team focuses on clear communication, timely document preparation, and attentive coordination with real estate agents, lenders, and title companies. We handle contract review, title issues, closing documentation, and negotiation of buyer or seller contingencies. Clients choose our firm because we provide straightforward guidance, represent their interests at every stage, and work to deliver efficient closings while minimizing surprises and protecting property rights under Tennessee law.
Understanding Residential Purchase and Sale Legal Support
Residential purchase and sale legal support covers a range of services from initial contract review through closing and post-closing matters. For buyers, this includes examining the purchase agreement, ensuring appropriate contingencies, confirming financing terms, and performing title searches. For sellers, services include preparing transfer documents, reviewing offers, and addressing disclosure obligations under Tennessee statutes. Both parties may need assistance resolving inspection disputes, negotiating repairs, or addressing boundary and easement concerns. A local law firm helps coordinate these tasks efficiently so the transaction advances without unnecessary delays.
A full-service approach to residential real estate law also includes drafting and reviewing addenda, coordinating with title companies, preparing closing statements, and making sure funds are disbursed properly at closing. In some matters, issues may arise after closing such as recording errors or title claims; legal support can assist in resolving those matters promptly. Clients receive clear explanations of their options and the likely outcomes, enabling informed decisions at each step. The goal is to reduce risk, ensure compliance with Tennessee law, and provide a smooth transition of ownership.
What Residential Purchase and Sale Legal Services Include
Residential purchase and sale legal services include contract review, title examination, drafting and reviewing closing documents, and advising on statutory disclosure obligations. These services aim to identify potential problems before they become costly, such as undisclosed liens, title defects, or ambiguous contract language. Attorneys coordinate with lenders, agents, and title companies to make sure paperwork is accurate and deadlines are met. They can also help structure contingencies for inspections and financing to protect buyers, and assist sellers with proper disclosures and clear conveyance of property interests in accordance with Tennessee law.
Key Elements and Typical Processes in a Residential Transaction
Typical steps in a residential purchase or sale begin with the offer and acceptance, followed by inspections, title search, and financing arrangements. Each step often requires specific documents and deadlines, and failing to address a requirement can delay closing or expose a party to liability. Title work identifies liens or ownership issues that must be cleared; inspections reveal possible repair needs that may prompt renegotiation. Closing requires accurate preparation of deeds, settlement statements, and transfer tax filings. Legal support helps manage these steps, ensuring obligations are met and the transaction is completed timely and correctly.
Key Real Estate Terms and Glossary for Buyers and Sellers
Understanding common real estate terms can make negotiations and contracts easier to navigate. This glossary covers terms often encountered by buyers and sellers, such as title, deed, contingency, earnest money, and closing costs. Clear definitions help parties recognize obligations and rights under the contract, identify issues raised in title reports, and understand documentation presented at closing. Knowing these terms enables more informed discussions with agents, lenders, and legal counsel, and helps avoid misunderstandings during the transaction process.
Title
Title refers to the legal right to own and use real property and includes documentation that proves ownership. A title search is performed to identify liens, mortgages, judgments, easements, or other claims that could affect the transfer of ownership. Clear title means there are no unresolved issues that would prevent the owner from selling the property. When problems are found, they may require resolution before closing through payoffs, releases, or corrective documents. Title insurance can protect buyers and lenders from certain losses related to title defects that were not discovered during the title search.
Contingency
A contingency is a condition in a purchase agreement that must be satisfied for the contract to proceed to closing. Common contingencies include satisfactory inspection results, receipt of financing, and clear title. If a contingency is not met, the contract may allow the buyer to request repairs, renegotiate terms, or withdraw without penalty. Contingencies protect parties from unexpected issues that could make the transaction untenable. Drafting clear contingency language and managing their timelines helps avoid disputes and ensures both buyers and sellers understand their rights and obligations under the contract.
Deed
A deed is the legal document that transfers ownership of real property from the seller to the buyer. The deed must accurately identify the parties, describe the property, and be executed according to Tennessee law to be valid. After closing, the deed is recorded in the county register’s office to provide public notice of the change in ownership. Different types of deeds carry different guarantees about the title; for example, a warranty deed provides broad assurances about ownership, while a quitclaim deed transfers whatever interest the seller may have without warranties.
Earnest Money
Earnest money is a deposit made by the buyer to show good faith in a purchase agreement and to hold the property while contingencies are satisfied. The funds are typically held in escrow until closing and applied to the buyer’s closing costs or down payment. The purchase contract should clearly state the conditions under which earnest money may be forfeited, returned, or credited at closing. Proper handling and documentation of earnest money are important to avoid disputes between the parties, so clear contract terms and coordination with the escrow agent or title company are recommended.
Comparing Limited and Comprehensive Legal Approaches
Clients may choose between limited scope legal services, where a lawyer handles one or two discrete tasks, and a broader comprehensive approach that covers most or all aspects of the transaction. Limited services can be a cost-effective choice for straightforward closings with few complications, while a comprehensive approach can provide fuller protection in complex transactions, such as sales involving inheritance, boundary disputes, or unusual financing. Evaluating the nature of the property, the parties involved, and potential risks helps determine the best level of legal involvement for a given transaction in Mosheim or Greene County.
When Limited Legal Services May Be Appropriate:
Simple Transactions with Clear Title
A limited legal approach may be appropriate when the transaction is straightforward, the title search reveals no encumbrances, and both parties have simple financing arrangements. For instance, if a buyer has preapproved financing, the inspection shows no major concerns, and there are no competing claims to the property, limited document review and closing assistance can streamline costs. Even in these situations, it is important to ensure the purchase agreement and deed are accurately prepared and that escrow funds are managed properly to avoid last-minute issues at closing.
Experienced Agents and Established Title Companies
When experienced real estate agents and reputable title companies are already handling much of the transactional work, a buyer or seller may only need limited legal review to confirm key documents and confirm that contingencies are properly drafted and timed. In such circumstances, legal counsel may focus on targeted tasks like reviewing the purchase agreement or resolving a minor title issue. However, even with solid representation by agents and title professionals, legal review of contracts and closing paperwork can help prevent oversights that might create post-closing complications.
Why a Comprehensive Legal Approach Provides Added Protection:
Complex Title or Ownership Issues
A comprehensive legal approach is advisable when title searches reveal liens, easements, boundary questions, or competing ownership claims that might delay or prevent closing. In these situations, addressing the underlying disputes may require negotiating releases or obtaining corrective documents, tasks that benefit from thorough legal handling. Comprehensive service involves proactively coordinating resolution efforts, communicating with lien holders or adjacent property owners, and preparing any necessary court filings or settlement documents to clear title and allow the transaction to proceed.
Transactions with Special Circumstances
Transactions involving estates, trusts, inherited property, or unusual financing terms often require comprehensive legal attention to ensure proper authority to sell, compliance with probate or trust terms, and correct handling of proceeds. Sales that involve short sales, foreclosure issues, or mixed-use lots with zoning complications also benefit from full legal support. Comprehensive service anticipates potential legal obstacles, advises on the best path forward, and handles document drafting, negotiation, and closing coordination to protect the client’s interests throughout the process.
Benefits of a Comprehensive Legal Approach to Residential Transactions
Choosing a comprehensive legal approach can reduce the chance of post-closing disputes, ensure title is clear, and protect against unexpected liabilities. With full legal involvement, documents such as deeds, settlement statements, and escrow instructions are carefully prepared and reviewed, contingency timelines are managed, and potential title defects are addressed before closing. This thoroughness helps preserve transaction value, mitigates risk, and provides the parties with greater confidence that ownership will transfer free of hidden encumbrances or unresolved claims.
Another benefit of comprehensive legal support is improved coordination among all participants, including lenders, agents, and title companies. This reduces misunderstandings and helps ensure deadlines are met. When complex issues arise, such as boundary disputes or probate-related sales, continuous legal management can streamline problem solving and avoid protracted delays. Comprehensive representation is particularly valuable for high-value properties or transactions involving multiple stakeholders where legal clarity and robust documentation safeguard long-term interests.
Clear Title and Reduced Post-Closing Risk
Comprehensive legal review emphasizes thorough title examination and resolution of any issues before closing, which reduces the chance of post-closing claims or disputes. Clearing liens, obtaining releases, and correcting recording errors protect buyers and sellers alike. When title problems are identified early, steps can be taken to address them, often avoiding last-minute surprises that could derail the closing. This meticulous attention to title details helps ensure a clean transfer of ownership and greater peace of mind for all parties involved in the residential transaction.
Proactive Issue Management and Smooth Closings
A comprehensive approach proactively manages contingencies, inspection negotiations, and lender requirements to facilitate a smoother closing process. Attorneys coordinate communications, prepare and review closing documents, and handle settlement statements to make sure funds and property interests transfer correctly. By anticipating potential hurdles and addressing them early, comprehensive legal support reduces the likelihood of delays. This level of coordination helps ensure that closing proceeds as planned and that all necessary documentation is completed accurately according to Tennessee law.
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Pro Tips for Smooth Residential Purchases and Sales
Start Legal Review Early
Begin contract and title review as soon as an offer is accepted to allow time for necessary corrections and negotiations. Early legal involvement helps identify potential encumbrances, title issues, or problematic contract clauses that could otherwise lead to delays. Proactive review also gives both buyers and sellers time to adjust contingency deadlines or negotiate repairs based on inspection results. Taking care of legal checks early in the transaction timeline reduces stress and increases the likelihood of a timely closing without last-minute complications.
Maintain Clear Communication
Understand Closing Costs and Documents
Review the settlement statement and closing documents carefully and ask questions about any items you do not recognize. Understanding the allocation of closing costs, prorations, and the final distribution of funds will help prevent surprises at the closing table. A legal review of the settlement statement can confirm that fees and credits are accurate and that the deed and other transfer documents are prepared correctly. Knowing what to expect at closing reduces stress and helps ensure a smooth transfer of ownership.
Reasons to Consider Legal Support for Your Residential Transaction
Legal involvement can protect your financial interests, ensure compliance with Tennessee disclosure rules, and reduce the risk of title defects or recording errors. Whether questions arise about boundary lines, inherited property, or conditional loan terms, having a lawyer review documents and coordinate resolution steps improves the chance of a successful closing. For sellers, legal review helps ensure disclosures are accurate and that deed conveyance is properly handled. For buyers, it helps secure clear title, manage contingencies, and confirm that financing requirements will be met on time.
Even seemingly routine transactions can present hidden complications that are easier to correct before closing. For example, unresolved contractor liens, undisclosed encumbrances, or inaccuracies in property descriptions can cause significant delays. Legal review detects these issues and provides solutions, such as drafting corrective deeds or negotiating releases. Clients who engage legal support benefit from careful document preparation, timely coordination with title companies and lenders, and advocacy to resolve disputes so that ownership transfers are completed with fewer surprises and greater confidence.
Common Situations Where Legal Assistance is Helpful
Legal assistance is particularly helpful in sales involving probate or trust transfers, properties with title discrepancies, transactions with complex financing, or sales that include unique property rights such as easements or shared driveways. It is also valuable when inspection results prompt repair negotiations or when multiple heirs must sign documents. In these situations, legal review helps ensure proper authority to sell, correct documentation, and negotiated resolutions that facilitate closing. Early detection and legal coordination often prevent protracted disputes later on.
Probate or Trust Transfers
When a property is being transferred as part of an estate or trust, legal review confirms that the person conveying the property has authority under probate orders or trust terms. Additional documentation may be required, such as court orders or trustee certifications, and legal counsel coordinates these requirements to allow a valid transfer. Proper handling of these matters prevents future challenges to the sale and ensures the transaction complies with Tennessee probate and trust procedures without unnecessary delay or liability to the parties involved.
Boundary and Easement Disputes
Boundary disagreements and easement issues can complicate residential transactions by creating uncertainty about property use and access. Legal involvement can assist by reviewing surveys, negotiating agreements with neighboring owners, and obtaining necessary recorded easements or releases. Addressing these matters before closing helps avoid disputes that could affect the property’s value and functionality, and provides clear documentation for future owners. Resolving boundary or easement questions prior to transfer supports a smoother closing process and protects the buyer’s expectations.
Title Defects or Outstanding Liens
Title defects such as undisclosed liens, judgments, or recording errors can jeopardize a closing if not resolved. Legal services focus on identifying the source of an encumbrance and negotiating payoffs, releases, or corrective documents required to clear title. In some instances, resolving these defects may require coordination with lenders, taxing authorities, or lien holders. Timely legal action helps prevent last-minute cancellations or post-closing disputes and ensures the buyer receives marketable title at closing.
Local Legal Support for Mosheim Residential Transactions
Jay Johnson Law Firm is available to assist buyers and sellers in Mosheim and surrounding areas of Greene County with residential purchase and sale matters. Our team handles contract review, title issues, closing preparation, and post-closing recording tasks to ensure transactions close properly. We provide clear guidance on deadlines, disclosure requirements, and document preparation. Clients receive practical advice tailored to local real estate practices and Tennessee law, helping to protect their interests during every phase of the property transaction process.
Why Hire Jay Johnson Law Firm for Your Residential Transaction
Clients choose Jay Johnson Law Firm because of our focus on timely communication, careful document preparation, and strong coordination with agents, lenders, and title companies. We prioritize clarity in contract language and work to identify potential problems early so they can be resolved before closing. Our approach emphasizes practical solutions that keep transactions moving forward while protecting each client’s legal and financial interests in the sale or purchase of residential property in Mosheim and throughout Greene County.
When representation is needed for more complex matters like probate-related sales or title disputes, our firm offers thorough legal handling to address the specific legal steps required. We assist with necessary court filings, negotiate with lien holders to obtain releases, and prepare corrective documents when needed. Our goal is to reduce the stress of the transaction by managing legal hurdles efficiently and explaining the process in clear terms so clients can make informed decisions throughout the sale or purchase.
From initial contract review through the recording of the deed after closing, our legal team supports clients with reliable document handling and coordination. We prepare and review settlement statements, ensure compliance with Tennessee disclosure rules, and confirm that funds are disbursed correctly at closing. By staying involved at every stage, we help clients complete their residential real estate transactions with confidence and minimize the chance of post-closing complications or unintended liabilities.
Ready to Discuss Your Mosheim Home Sale or Purchase?
How Our Firm Handles Residential Real Estate Transactions
Our process begins with an intake meeting to understand your goals, timelines, and any special circumstances affecting the transaction. We review the purchase agreement and title report, identify potential issues, and outline steps to address contingencies. We coordinate with lenders, agents, and title companies, draft or review closing documents, and confirm that all required signatures and disclosures are in place. At closing we ensure funds and documents are properly handled and that the deed is recorded to complete the transfer of ownership according to Tennessee requirements.
Step One: Contract Review and Initial Title Check
The first legal steps include reviewing the purchase agreement and conducting an initial title check to identify liens, defects, or other encumbrances. We look closely at contingency language, closing deadlines, and any special terms that could affect the transaction. Early review allows time to negotiate contract modifications if necessary and to begin addressing title matters. Clear communication with the buyer or seller about obligations and timelines helps prevent misunderstandings that could delay closing or create disputes.
Reviewing the Purchase Agreement
We examine the purchase agreement for clarity on contingencies, deadlines, and allocation of closing costs. This review ensures that inspection, financing, and title contingencies are properly drafted and that any seller representations or buyer responsibilities are clearly stated. If changes are advisable, we assist with drafting addenda or proposed contract revisions. A careful review reduces the risk of disagreement over terms later and helps both parties understand their obligations under Tennessee real estate law.
Initial Title Assessment
An early title assessment identifies recorded liens, mortgages, judgments, or easements that could affect marketable title. When issues are found, we work to determine the most appropriate remedy, whether negotiating payoff, obtaining releases, or preparing corrective instruments. Addressing title matters early in the process is essential to keeping the transaction on schedule and ensuring the buyer will receive proper ownership rights at closing once any defects are resolved.
Step Two: Inspections, Financing, and Negotiations
After initial reviews, inspections and financing processes proceed while any needed negotiations take place. We review inspection reports and advise on how to draft repair requests or credits and help negotiate terms acceptable to both parties. We also coordinate with lenders to confirm financing contingencies and timing. Effective management of these elements prevents last-minute complications and helps ensure all contingencies are satisfied or waived according to the contract schedule.
Handling Inspection Issues and Repair Requests
When inspections disclose issues, we help interpret the reports, draft appropriate repair requests or credits, and negotiate resolution with the seller or buyer. The goal is to reach an agreement that protects the client’s interests while allowing the sale to proceed. Clear documentation of agreed repairs or credits and appropriate contract amendments are essential to avoid future disputes and to ensure the closing reflects the negotiated outcomes.
Coordinating Financing and Contingency Deadlines
We ensure that financing contingency deadlines are monitored and that any lender requirements are addressed in a timely manner. Coordination between the client, lender, and title company helps prevent delays related to loan processing or appraisal issues. If financing becomes uncertain, we advise on available options and necessary contractual steps to protect the client’s position while exploring alternatives to keep the transaction on track.
Step Three: Closing Preparation and Recording
As closing approaches, we prepare and review final closing documents, verify settlement statements, and coordinate the disbursement of funds. We confirm the deed is correctly drafted and that all signatures and notarizations are in place. After closing, we ensure the deed and any required documents are recorded in Greene County to provide public notice of the transfer. Post-closing follow-up addresses any recording issues or additional filings necessary to complete the transaction.
Preparing Closing Documents and Settlement Statements
We review settlement statements to confirm accuracy of prorations, closing costs, and disbursement instructions. Preparing accurate deeds, affidavits, and any payoff statements ensures that funds are applied properly and ownership transfers as intended. Clear reconciliation of fees and credits prevents disputes at closing and ensures both buyer and seller understand the final financial outcome of the transaction.
Recording and Post-Closing Matters
After closing, we confirm that the deed and any related documents are recorded in the county register’s office to complete the public record of ownership. If recording issues arise, we take steps to correct them promptly. We also assist with questions that may come up after closing, such as requests for copies of recorded documents or issues with prorations, helping to resolve those matters so the transaction is fully concluded and the new owner’s rights are protected.
Frequently Asked Questions About Residential Purchases and Sales
What should I look for in a purchase agreement?
A purchase agreement should clearly state the purchase price, contingencies for financing and inspection, closing date, earnest money amount, and allocation of closing costs. It should outline any seller-paid repairs or credits and specify responsibilities for prorations such as taxes and utilities. Clarity in these terms helps prevent disputes and sets expectations for both parties. Reviewing the agreement early allows time to negotiate favorable terms and to ensure contingency timelines are realistic.Additionally, the agreement should identify the parties correctly and include a legal description of the property. Any special terms, such as inclusion of appliances or personal property, should be documented. Legal review can identify ambiguous language and suggest precise wording to protect your interests during the transaction.
How is title cleared before closing?
Title is cleared through a title search and resolution of any identified encumbrances, such as outstanding mortgages, liens, or judgments. The title company or attorney will examine public records to identify issues, and steps are taken to obtain payoffs, releases, or corrective documentation as needed. This process ensures that the buyer receives marketable title at closing and reduces the risk of future claims against the property.If complex title issues are discovered, such as boundary disputes or undocumented transfers, additional legal actions may be necessary to resolve them before closing. Addressing these matters early in the transaction timeline helps avoid delays and ensures that the deed can be recorded without problems after closing.
What happens if an inspection finds major problems?
When an inspection reveals major problems, the buyer can request repairs, credits, or renegotiation of the purchase price. The initial response typically involves negotiating the scope of required repairs and how costs will be allocated. Some sellers agree to complete repairs before closing, while others offer a credit at closing so the buyer can address the work after possession.If the parties cannot reach agreement on the remedy, the buyer may have the right to terminate the contract under the inspection contingency and recover the earnest money, depending on the contract terms. Legal guidance helps interpret the contingency language and negotiate a resolution that aligns with the client’s goals.
Who holds the earnest money and under what conditions?
Earnest money is commonly held by an escrow agent, title company, or sometimes the seller’s broker, depending on the contract terms. The purchase agreement should specify who holds the funds and the conditions under which they may be released or forfeited. Proper documentation and handling of earnest money help prevent disputes and ensure funds are applied correctly at closing.If a contract is terminated according to its contingencies, the buyer typically receives a refund of earnest money. However, if a buyer breaches the agreement, the seller may be entitled to retain the deposit, subject to the contract’s provisions and applicable Tennessee law. Legal review of escrow terms can clarify these conditions.
How long does a typical residential closing take in Tennessee?
A typical residential closing timeline in Tennessee can range from a few weeks to two months, depending on financing, title issues, and the responsiveness of parties involved. Transactions with straightforward financing and clear title often close more quickly, while those requiring additional title resolution, probate approval, or complicated financing arrangements can take longer. Early preparation and prompt document submission by all parties help accelerate the process.Coordination among the lender, title company, and legal counsel is essential to meet closing deadlines. Monitoring contingency dates and confirming that all required inspections and approvals are completed on time helps prevent avoidable delays and keeps the closing on schedule.
What disclosures must a seller provide under Tennessee law?
Sellers in Tennessee must provide certain disclosures about the condition of the property, including known material defects and environmental hazards when applicable. The disclosure form should be completed honestly and provided to the buyer within the timeframe specified by the contract. Failure to disclose known issues can lead to post-closing claims, so accurate disclosure is important for both legal compliance and fair dealing between parties.Legal review of disclosure documents can help sellers understand their obligations and make sure all required statements are properly completed. For buyers, reviewing seller disclosures early helps assess potential risks and decide whether additional inspections or negotiations are warranted before proceeding with the purchase.
Can a property be sold if it is part of an estate?
A property that is part of an estate can be sold, but the sale process may require probate court approval or adherence to specific trust provisions. The person authorized to sell the property, such as an executor or trustee, must provide documentation demonstrating their authority. These transactions often require additional documentation and possibly court orders to confirm the validity of the sale.Legal counsel helps ensure that all required steps under probate or trust administration are followed so the sale can proceed and the buyer receives clear title. Addressing these matters early prevents delays and helps ensure compliance with applicable Tennessee procedures for estate-related transfers.
What is title insurance and is it necessary?
Title insurance protects buyers and lenders against certain title problems that were not found during the title search, such as undisclosed liens or fraudulent documents. While title insurance is an additional cost, it provides protection against losses arising from covered title defects that may emerge after closing. Many lenders require a lender’s title insurance policy, and buyers often choose an owner’s policy for added security.Purchasing title insurance can offer peace of mind by shifting certain post-closing title risks to the insurer. Reviewing the scope of coverage and the exceptions in the title commitment helps buyers understand what is and is not protected under the policy.
How are closing costs divided between buyer and seller?
Closing costs are allocated according to the purchase agreement and local custom. Commonly, sellers pay costs associated with transferring title, such as deed preparation and payoff of existing mortgages, while buyers pay lender fees and title insurance for the lender. Prorations for property taxes, HOA fees, and utilities are typically divided between the parties based on the closing date and local practice.It is important to review the settlement statement carefully before closing to confirm which party is responsible for each cost. Legal review can help ensure that the allocation in the contract matches the figures in the final settlement statement to avoid surprises at closing.
What should I bring to the closing?
Bring government-issued identification, any documents requested by the lender, and proof of funds or a cashier’s check if required for closing. Sellers should bring keys, garage openers, and any documents related to the property such as survey or receipts for recent repairs if requested. Buyers should confirm with the closing agent which specific items are needed to complete the transaction.Review the final settlement statement ahead of time and bring any required signatures or notarizations to ensure a smooth closing. If you have questions about items on the settlement statement, raise them with your legal representative before signing to avoid misunderstandings.