
Comprehensive Guide to Title Review and Curative Work for Blaine Property Matters
When you are buying, selling, or transferring real property in Blaine, a careful title review can reveal issues that affect ownership and future use. Title review and curative work focus on identifying defects, liens, boundary questions, and inconsistencies in public records or prior transactions. Addressing these matters before closing or settling an estate helps reduce the risk of dispute and unexpected costs later. Our approach with clients in Grainger County is to review deeds, mortgages, judgments, and other recorded items, then outline options for resolving defects so the transaction can proceed with greater certainty and transparency.
Many title concerns are subtle and require methodical review of records and documentation to uncover clouds on title that might not be apparent from a cursory glance. Whether the issue arises from a historical conveyance, a missing signature, a probate gap, or an incorrect legal description, curative work aims to clear or mitigate these problems through documented legal steps. We explain the likely timeline, the types of documents or filings needed, and how each remedy affects the parties involved. The goal is to secure marketable title so owners and buyers can rely on clear ownership rights.
Why a Thorough Title Review and Curative Process Matters in Blaine
A thorough title review prevents surprises that can delay closings or expose parties to future claims. Identifying liens, easements, or defects early provides time to negotiate solutions, obtain releases, or complete curative steps before funds change hands. This proactive approach protects value, reduces litigation risk, and gives buyers and sellers confidence in the transaction. For property owners dealing with inheritance or estate transfers, resolving title gaps now avoids complications for heirs and future sales. The benefits include clearer ownership records, smoother closings, and a safeguard for long-term property use and investment decisions in the local community.
About Jay Johnson Law Firm and Our Approach to Title Matters
Jay Johnson Law Firm draws on broad experience assisting Tennessee property owners, buyers, and sellers with title review and curative work. Our team evaluates title reports, searches public records, and coordinates with title companies, lenders, and county offices to determine the best path to clear defects. We value practical solutions that minimize cost and time while ensuring legal clarity. For clients in Blaine and Grainger County, we provide straightforward explanations of options and anticipated outcomes, and we stay accessible by phone or email throughout the process to address questions and coordinate necessary filings or agreements.
Understanding Title Review and Curative Work for Real Property
Title review begins with a careful examination of recorded documents, title commitments, and related public records to determine if title is marketable or if defects exist. Curative work is the set of legal steps taken to remedy those defects, which may include preparing corrective deeds, obtaining releases of liens, clarifying chain of title, initiating quiet title actions when appropriate, or handling probate deficiencies. Every matter has unique facts, and our role is to recommend actions that align with the client’s goals, whether that means clearing title prior to sale, resolving clouds after an inheritance, or addressing a lender concern to permit financing.
Clients should expect a transparent process that outlines likely timeframes and costs for curative measures. Simple clerical problems are often resolved quickly with a corrective deed or a release, while complex matters involving old deeds, boundary disputes, or missing heirs may take longer and require additional filings. We prioritize solutions that protect our clients rights and property interests with careful record review and targeted legal steps. Keeping the client informed of developments and coordinating with other professionals, such as title insurers and surveyors, is central to achieving a successful resolution.
Defining Title Review and Curative Work in Plain Terms
Title review is the process of verifying who holds legal title to property and uncovering recorded matters that affect ownership, such as liens, mortgages, easements, judgments, or unrecorded interests. Curative work refers to the corrective legal actions taken to remove or address those problems so that title becomes clear and transferable. This work may involve preparing legal documents, negotiating releases, filing court actions, or coordinating with county recording offices to update records. The combined process helps ensure that someone buying or inheriting property receives a defensible claim to ownership with minimal outstanding encumbrances.
Key Elements and Typical Steps in Title Curative Matters
Common elements of title review include obtaining the title commitment, examining the chain of title, reviewing recorded liens and exceptions, and verifying legal descriptions. Curative processes often begin with researching the record to locate the origin of a defect, then seeking releases, corrective documents, or court orders as needed. In many cases, communication with prior owners, mortgage holders, or lien claimants resolves the issue. When negotiation does not suffice, filing a quiet title case or other court procedure can provide a binding determination of ownership. The appropriate path depends on the nature and severity of the title issue.
Key Terms and Glossary for Title Review and Curative Work
Understanding common terms makes it easier to follow the curative process and to make informed decisions. This brief glossary explains phrases you will encounter in title documents and conversations with county offices or title companies. Knowing what a lien, easement, or legal description means helps clients appreciate why certain steps are necessary and what outcomes to expect. Clear definitions also assist when reviewing a title commitment or discussing options for resolving defects, so parties can move forward with confidence and a realistic view of potential timeframes and remedies.
Title Commitment
A title commitment is a preliminary report from a title insurer describing the condition of title and listing exceptions or defects that must be cleared before a title insurance policy can be issued. It outlines the requirements, exceptions, and any outstanding matters like liens, easements, or recorded judgments. Reviewing the title commitment is often the first step in identifying curative needs, because it highlights what a lender or buyer will require to insure the transaction. Addressing listed exceptions may involve preparing documents, obtaining releases, or filing procedures to remove clouds on title.
Corrective Deed and Deed Reformation
A corrective deed is a recorded instrument that corrects a clerical or technical error in a previously recorded deed, such as a misspelled name or incorrect legal description. Deed reformation refers to a legal process to change the recorded deed when the original instrument does not reflect the parties true intent due to mistake. Both approaches are used to align public records with the actual transaction and to eliminate title issues that could hinder a sale or financing. Selecting the right remedy depends on the nature of the error and whether the parties can agree on corrections.
Lien and Release
A lien is a legal claim against property to secure payment of a debt, commonly arising from mortgages, tax obligations, construction work, or judgments. A release is a recorded document that removes or discharges that claim once the debt is paid or resolved. Curative work frequently involves tracking down the holder of a lien, confirming satisfaction or negotiating a resolution, and obtaining a formal release for recording. Without a proper release, liens can prevent clear transfer of ownership and may complicate closing or refinancing efforts.
Quiet Title Action
A quiet title action is a court proceeding used to resolve competing claims to ownership and to obtain a judicial declaration that clears title for the prevailing party. It is often used when attempts to resolve disputes through negotiation fail or when missing heirs or unknown claimants prevent a record from being certain. Filing a quiet title case can be an effective curative measure to establish marketable ownership, and the resulting judgment is recorded to eliminate clouds and provide a clear chain of title for future transactions.
Comparing Limited Remedies and a Comprehensive Curative Plan
When confronting title defects, options range from targeted corrections to more comprehensive legal strategies. Limited remedies are appropriate for straightforward clerical errors or isolated liens where a single corrective deed or release will suffice. More comprehensive plans suit matters with multiple defects, missing parties, or ambiguities in chain of title that require coordinated actions and possibly court involvement. Choosing between approaches depends on the clients objectives, timing needs, and the severity of defects. An informed assessment will recommend the least invasive path that achieves sufficient clarity for the transaction or transfer.
When a Limited Curative Approach Is Appropriate:
Clerical Errors and Minor Record Discrepancies
A limited approach is often sufficient when the title problem stems from a clear clerical mistake such as an incorrect spelling, a transposed number in a parcel description, or an omitted signature on a nonessential document. These matters can usually be corrected with a corrective deed or an agreed affidavit and subsequent recording. Because the facts are straightforward and the involved parties are known and cooperative, the curative steps tend to be quicker and less costly. Resolving these minor discrepancies early prevents delays at closing and lends confidence to buyers and lenders that ownership will be undisputed.
Single Lien or Easily Reachable Claimant
If the title issue involves a single lien or a claimant who can be located and who is willing to negotiate, a limited remedy may suffice. Actions in these cases can include obtaining a payoff, entering into a settlement and recording a release, or drafting a modification that clarifies the parties rights. These focused steps address the specific encumbrance without the need for broader court proceedings. When claimants cooperate and records are otherwise clear, this approach preserves resources while achieving the primary objective of securing title for the transaction.
When Broader Curative Measures and Court Filings Are Necessary:
Multiple Defects or Missing Parties
Comprehensive curative measures are needed when title issues are numerous or when parties integral to correcting the record cannot be found. Examples include old conveyances with unclear chains of title, heirs who cannot be located, or a combination of liens, judgments, and record inconsistencies. These scenarios often require more extensive research, notice to interested parties, and sometimes court intervention to obtain binding resolution. A comprehensive plan coordinates all necessary steps to clear each defect, which may include filing a quiet title action or pursuing other judicial remedies to produce a definitive resolution.
Boundary Disputes and Competing Claims
Boundary disputes or competing claims often require careful fact development, surveys, and possible litigation to establish fixed property lines and ownership rights. When neighbors disagree on boundaries or when adverse possession and prior conveyances create uncertainty, resolving the matter may require judicial determination. Comprehensive curative strategies combine legal filings with evidence gathering and sometimes alternative dispute resolution to achieve a durable outcome. These efforts aim to create a recorded, enforceable resolution so future owners or lenders can rely on the established property description and ownership.
Advantages of Taking a Comprehensive Approach to Curative Work
A comprehensive approach reduces the chance that unresolved issues will surface later and interfere with resale, refinancing, or inheritance. By addressing all known defects and investing in a coordinated plan, property owners obtain recorded clarity that supports future transactions and protects against unexpected claims. Comprehensive work may take more time up front, but it often prevents repeated, fragmented efforts in the future. The result is a cleaner record and greater predictability for owners, buyers, and lenders who rely on accurate public documentation of ownership and encumbrances.
Thorough curative work also helps preserve property value by eliminating clouds that could deter prospective buyers or complicate financing. A fully cleared title reduces negotiation friction at closing and can speed transactions when buyers have lender requirements. For estates and inherited property, comprehensive measures protect heirs from future disputes over ownership or boundary issues. Ultimately, investing in a complete resolution of title problems supports long-term stability and enables smoother property management and transfers in the local market.
Long-Term Stability and Marketability
When title is cleared through a comprehensive process, property becomes easier to sell, mortgage, or transfer without unexpected obstacles. Buyers and lenders are more comfortable when records are consistent and encumbrances are resolved, which supports predictable closings and preserves the propertys value. This stability benefits families settling estates, investors managing rental properties, and homeowners planning future sales. A solid, recorded chain of title reduces friction and contributes to confidence in local real estate transactions by ensuring that ownership claims are well-documented and legally supported.
Reduced Risk of Future Litigation
Comprehensive curative measures decrease the likelihood of later disputes and litigation by resolving questionable claims and clarifying rights before problems escalate. When title clouds are removed and records accurately reflect ownership, there is less basis for conflicting claims that would lead to court cases. Proactively addressing potential points of contention protects property owners and heirs from the stress and expense of post-transfer lawsuits. The goal is to create a defensible record that minimizes uncertainty and offers peace of mind for those who rely on ownership documentation in Blaine and surrounding communities.

Practice Areas
Real Estate Services
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Practical Tips for Managing Title Review and Curative Work
Start Title Review Early
Initiating a title review as early as possible in a purchase or transfer gives time to identify and address defects without rushing the closing. Early review allows for coordinated communication with sellers, lenders, and record holders to obtain releases or corrective documents. When curative steps are required, starting early can reduce pressure, allow for negotiation, and shorten the time to resolution. Clients who engage in timely review avoid last-minute surprises and can plan for any necessary filings, surveys, or notices that might be required to clear title.
Keep Complete Documentation
Coordinate with Title Companies and Surveyors
Working closely with title companies and licensed surveyors helps ensure that legal descriptions, boundaries, and recorded exceptions are accurate and reconciled. Survey information is often essential when legal descriptions are ambiguous or when boundaries are disputed, and title insurers can list specific requirements that must be resolved. Coordination among these professionals provides a fuller picture of the propertys condition and informs the most efficient curative steps. Clear communication and collaboration reduce redundancy and speed the process of obtaining the necessary documents or filings to clear title.
Reasons to Consider Professional Title Review and Curative Assistance
Anyone transferring property should consider title review and curative assistance to avoid later disputes and to facilitate smooth transactions. Buyers benefit from knowing the status of title before they commit funds, while sellers benefit from resolving defects that could delay closing. Estates often require curative action to address gaps caused by missing probate steps or unclear conveyances. Handling these issues proactively prevents roadblocks during closings and reduces the risk of future claims that could jeopardize ownership or lead to litigation in the community.
Lenders and title insurers frequently require certain items to be resolved before issuing insurance or approving financing, and curative work ensures those requirements are met. Addressing encumbrances, defective deeds, or missing releases prior to sale avoids last-minute demands from lenders that can scuttle transactions. Property owners considering refinancing, selling, or passing property to heirs should account for the legal steps necessary to create a clean record. Early planning and a coordinated approach save time and cost compared with dealing with emergent title problems under a strict deadline.
Common Situations That Often Require Title Curative Work
Typical circumstances include when a title search reveals unresolved liens, an incorrect legal description, missing signatures on prior deeds, or unclear transfers arising from probate. Boundary disputes and claims by former owners or presumptive heirs are also frequent causes for curative action. Property that has changed hands informally over generations, or parcels affected by historical conveyancing errors, commonly require careful review and documentation to create a marketable title. In these circumstances, curative steps range from simple releases to court filings, depending on the severity and complexity of the issues.
Deed Errors and Omissions
Deed errors such as misspelled names, omitted signatures, or incorrect parcel descriptions often create record inconsistencies that must be corrected to secure clear title. Fixing these errors may involve drafting corrective deeds, obtaining consent from involved parties, or recording affidavits to clarify the intended transaction. When parties are cooperative, corrections are straightforward, but when records are old or parties are missing, additional steps such as notices or court action may be needed. Ensuring accurate recorded instruments supports reliable ownership documentation for future transfers.
Outstanding Liens and Judgments
Outstanding liens or judgments can prevent sale or refinancing until they are resolved with payoffs or releases. A title review identifies any recorded financial claims against the property, and curative work seeks to obtain releases, negotiate settlements, or verify satisfactions. In some cases a lien may be invalid or improperly recorded and can be removed through a targeted legal process. Clearing these encumbrances is essential to obtaining title insurance and to ensuring that buyers receive the property free of unexpected financial claims.
Probate and Heirship Gaps
Properties that have passed through intestacy or incomplete probate proceedings may lack a clear recorded chain of title reflecting current ownership. Heirship gaps occur when heirs were not properly identified or when probate was never completed, leaving ambiguity in public records. Curative work in these cases may involve probate filings, heirship affidavits, or court proceedings to confirm ownership and permit recording of appropriate conveyances. Resolving probate-related title issues ensures heirs can sell, refinance, or manage property without later disputes over legitimate ownership.
Local Title Review and Curative Services for Blaine Property Matters
For property owners and buyers in Blaine and Grainger County, Jay Johnson Law Firm provides attentive assistance with title review and curative work. We help clients understand title commitments, identify potential defects, and recommend practical solutions to achieve clear ownership records. Whether handling a residential sale, estate transfer, or lender requirement, our approach focuses on communicating options and coordinating with title companies and county officials to implement the necessary steps. Clients can expect timely updates and clear explanations of the proposed curative path and anticipated milestones.
Why Choose Our Firm for Title Review and Curative Matters
Selecting legal help for title matters ensures that corrective instruments are properly drafted, agreements with third parties are legally sound, and any court filings comply with Tennessee requirements. Our firm assists clients in evaluating the scope of title defects and recommends efficient remedies tailored to each situation. We emphasize thorough record review, clear communication, and coordination with relevant professionals to minimize surprises. Clients benefit from a practical plan that addresses title concerns while keeping an eye on time and cost considerations for the transaction or estate matter.
We work closely with title companies and county recording offices to confirm what actions are necessary to obtain a title insurance policy or to permit closing. This coordination includes preparing and recording corrective deeds, negotiating releases of liens, and assembling documentation for filing when a court action is required. Our goal is to resolve issues in a way that supports the clients goals, whether that means clearing title before sale, enabling refinancing, or settling an estate transfer. Open communication and consistent follow-up help keep the process on track.
For clients in Blaine and surrounding areas, having local legal guidance helps navigate county procedures and recording requirements. We provide practical timelines and a clear explanation of likely outcomes so clients can plan decisions around the transaction. If litigation is necessary, we prepare the factual and legal record thoroughly while seeking solutions that avoid unnecessary delay. Our approach is to pursue efficient and legally sound outcomes that restore confidence in ownership and ensure the property is marketable for future transactions.
Contact Jay Johnson Law Firm to Discuss Title Review Needs
How We Handle Title Review and Curative Cases
Our process begins with an initial review of the title commitment and relevant documents to identify issues requiring attention. We then outline recommended curative steps and provide an estimate of likely timeframes and actions. After client approval we engage in record research, coordinate with title companies and surveyors if needed, and prepare or negotiate the documents necessary to clear the record. If court intervention is required, we file the appropriate action and pursue resolution through judicial processes while keeping the client informed of key developments and expected milestones.
Step One: Title Examination and Issue Identification
The first phase focuses on obtaining and analyzing the title commitment, recorded deeds, mortgages, and public records to pinpoint clouds or exceptions. This stage clarifies the scope of the problem and helps determine whether simple corrections, negotiated releases, or court filings will be needed. We prepare a written summary that explains each defect, the parties involved, and recommended remedies so clients can make informed decisions about next steps. A clear assessment at this stage reduces later surprises and sets realistic expectations for resolution.
Title Report Review and Chain of Title Analysis
Reviewing the chain of title establishes the sequence of ownership and pinpoints where ambiguities or errors originated. Detailed checking of recorded instruments, covenants, and recorded exceptions identifies liens, encumbrances, and potential conflicting claims. This analysis helps prioritize curative steps and provides the factual basis for corrective documents or legal filings. Accurate mapping of the chain of title is essential to determining whether quiet title, corrective deeds, or negotiated releases will best resolve the identified issues.
Initial Client Consultation and Strategy Planning
After assessing the title issues, we discuss findings with the client and propose a tailored strategy for curative work. This consultation covers expected timelines, potential costs, and the steps required to clear each defect. The planning stage also identifies stakeholders who must be contacted, such as prior owners, lienholders, or heirs, and outlines how communications and negotiations will be handled. A clear strategy helps the client understand the path forward and the likely outcomes associated with each available remedy.
Step Two: Curative Actions and Coordination
With an agreed plan, we proceed to implement curative actions which may include drafting corrective documents, contacting lienholders for releases, arranging for surveys, or preparing filings for court when necessary. Coordination with title companies and county officials is frequent during this phase to confirm recording requirements and to satisfy title insurance conditions. We manage communications among all parties and keep the client apprised of progress, ensuring that each step is completed correctly and recorded in the proper manner to remove obstacles to closing or transfer.
Negotiation and Document Preparation
A substantial portion of curative work involves negotiating with parties who hold claims against the property and preparing the documents needed to release or modify those claims. This includes drafting corrective deeds, releases, affidavits, or settlement agreements and ensuring they meet recording standards. Clear, precise drafting reduces the chance for future ambiguity and supports a smooth recording process. When necessary, we request payoffs or settlements and obtain recorded releases so that the title report can be updated to reflect resolved matters.
Survey Coordination and Title Company Liaison
When boundary questions or ambiguous legal descriptions are involved, we coordinate with licensed surveyors to obtain accurate plots and legal descriptions. We also work closely with title companies to address requirements listed in the title commitment and to confirm when exceptions are cleared. This liaison role ensures that the title insurer’s conditions are met and that the recording process is completed properly. Collaboration among surveyors, title professionals, and the client helps finalize technical issues that affect the marketability of the property.
Step Three: Recording, Court Filings, and Final Clearance
The final phase ensures that all curative documents are recorded with county offices and that any necessary court orders are obtained and entered in the public record. If a quiet title action or other litigation is required, we prepare the complaint, serve interested parties, and pursue a judicial determination. After resolution, we record judgments and corrective instruments so that the chain of title is clear and title companies can issue policies. The end goal is to produce a recorded record that supports future transactions without recurring title issues.
Court Proceedings and Judgments When Needed
When negotiations prove insufficient or parties cannot be located, filing a court action may be the most effective way to obtain final relief. Judicial proceedings can determine rightful ownership, authorize corrective recordings, or order releases. Preparing for court requires collecting affidavits, historical records, and legal argumentation to support the requested relief. If successful, the resulting judgment is recorded to remove clouds on title and establish a definitive chain of ownership for future buyers, heirs, or lenders.
Final Recording and Delivery of Clear Title Documentation
After curative steps are completed and any judgments obtained, we ensure that all instruments are properly recorded with the county register of deeds. We verify that title company exceptions are updated and provide clients with copies of recorded documents and a summary of the actions taken. Delivering a clear set of records gives owners confidence when selling, refinancing, or transferring property to heirs. Final documentation also serves as evidence of resolved issues for future reference and to prevent repeat disputes.
Frequently Asked Questions About Title Review and Curative Work
What is a title commitment and why does it matter?
A title commitment is a preliminary report prepared by a title company that outlines the current state of the property’s public record and identifies exceptions or defects that must be addressed before issuing a title insurance policy. It lists requirements that need to be satisfied, such as releasing liens or providing certain recorded instruments, and highlights exceptions that will remain on the policy unless cleared. Reviewing the title commitment early helps you understand the items that could affect closing or ownership. Addressing those requirements promptly allows time for curative steps like obtaining releases or preparing corrective documents so a final policy can be issued with confidence.
How long does curative work typically take?
The duration of curative work varies widely depending on the nature of defects and the cooperation of involved parties. Simple clerical corrections or a single lien release might be resolved in a few weeks, while matters involving missing parties, boundary disputes, or court proceedings can take several months. We provide a realistic timeline at the outset based on document research and initial outreach. Early preparation and coordinated communication with title companies, lenders, and claimants typically shorten timelines, while litigation or difficulty locating claimants will extend them beyond initial estimates.
Can a missing heir stop a property sale?
A missing heir can complicate a property sale because title records may not reflect a clean chain of ownership, which can lead a title insurer or lender to require resolution before closing. If an heir has an unrecorded claim, the title may not be considered marketable until steps are taken to clarify ownership. Curative options include probate proceedings, heirship affidavits, or court actions to establish ownership. The appropriate remedy depends on the facts, and addressing this early in the transaction process helps prevent delays and reduces the risk of future disputes over ownership.
What options exist for removing an old lien?
Removing an old lien typically requires determining whether the lien is still valid and then obtaining a recorded release from the lienholder. If the debt was paid but a release was never recorded, locating evidence of satisfaction and arranging for a release is usually the correct path. When a lien cannot be resolved through negotiation, other remedies may be available, including a court action to contest the lien’s validity. The chosen route depends on documentation and the willingness of the lienholder to cooperate; clear communication and documentation are often decisive in reaching a resolution.
When is a quiet title action necessary?
A quiet title action becomes necessary when competing claims, missing parties, or unresolved title clouds cannot be corrected through negotiation or recording alone. This court proceeding asks a judge to declare the rightful owner and to remove competing claims from the public record. Quiet title actions are particularly useful when historical conveyances are ambiguous, heirs are unknown, or when prior claims persist despite other efforts. While litigation takes longer and involves court costs, it can provide a final, recorded determination that secures title for future transactions.
Do corrective deeds change ownership?
Corrective deeds are meant to fix errors in previously recorded deeds and do not change ownership if they accurately reflect the original parties’ intent. Their purpose is to align the public record with what the parties intended at the time of the original conveyance, such as correcting a name, legal description, or typographical mistake. When parties agree on the correction, a properly drafted corrective deed, once recorded, clarifies the record and supports the chain of title. If parties disagree or if facts are unclear, alternative measures or court filings may be necessary to resolve the underlying dispute.
Will title insurance cover these kinds of problems?
Title insurance protects buyers and lenders against certain losses from covered title defects that were not discovered during the title search. However, title insurers often require that specific defects listed as exceptions on the title commitment be cleared before issuing a policy. Curative work aims to resolve those matters so the insurer can provide coverage for the finished transaction. While title insurance can protect against some unknown risks after issuance, addressing known defects before closing is important to obtain a clean, insurable title. Working with the title company to meet their requirements is a key part of curative planning.
How much will curative work cost?
The cost of curative work depends on the complexity of the issues, the need for court filings, survey work, and the amount of negotiation required with third parties. Simple clerical corrections and releases are generally less expensive, while litigation and comprehensive research add to cost and time. We provide an initial assessment and estimates based on the identified issues and recommended steps. Our goal is to propose cost-effective options that address the problems while balancing time and resources, and we discuss likely fees and potential third-party costs at the start of representation.
Can boundary disputes be resolved without court?
Many boundary disputes can be resolved through negotiation combined with a professional survey and clarification of recorded descriptions. Mediation or agreement between neighbors can lead to recorded boundary line agreements that resolve the issue without court involvement. If parties cannot reach agreement, litigation may be required to obtain a definitive judicial determination. Even when court is a possibility, early efforts to coordinate survey work and negotiation often lead to faster, less costly resolutions that produce a reliable recorded boundary for future use.
How do I start the title review process with your firm?
To begin the title review process with Jay Johnson Law Firm, provide your title commitment, deed, and any relevant documents such as mortgages, judgments, or prior closing papers. We will review these materials, identify any apparent defects, and schedule an initial consultation to discuss recommended next steps. From there, we outline a curative plan, estimate the timeline and likely costs, and proceed with the agreed actions, including drafting corrective instruments, contacting claimants, coordinating surveys, or initiating filings. We keep clients informed and coordinate with title companies to move toward a clear, recorded title.