Comprehensive Guide to Title Review and Curative Work in Hermitage
When you are buying, selling, or refinancing property in Hermitage, a thorough title review and curative work can protect your ownership rights and prevent future disputes. Our approach begins with a detailed review of the public record and any encumbrances affecting the property, including liens, easements, and recorded defects. We translate legal descriptions and record histories into clear information so clients can make informed decisions. This initial review often reveals issues that can be resolved before closing, which can save time, expense, and stress down the road for homeowners, sellers, and lenders alike.
Title curative work addresses problems that arise from earlier records and transactions, such as missing releases, improper signatures, or clerical errors that cloud title. In many situations, prompt attention and targeted actions can clear these defects through document preparation, negotiation with lienholders, or filing corrective affidavits with the recorder. For buyers and sellers in Davidson County, taking action early helps avoid delays in closing and reduces the chance of unexpected claims against the property later. Our firm provides clear guidance on what steps are needed and what outcomes to expect for each unique situation.
Why Thorough Title Review and Curative Work Matter for Property Transactions
A careful title review prevents unpleasant surprises after purchase, such as undisclosed liens, boundary disputes, or unresolved probate matters. Curative work addresses these defects proactively so the chain of title is marketable and insurable. For clients in Hermitage and surrounding areas, this service reduces the risk of litigation and financial loss tied to ownership disputes. Additionally, clearing title often makes properties easier to sell or finance in the future. Taking time to resolve issues before closing promotes smoother transactions and gives buyers and lenders the confidence they need to move forward with property deals.
About Jay Johnson Law Firm and Our Approach to Title Matters
Jay Johnson Law Firm serves clients across Davidson County from our Tennessee offices with a focus on practical, results-oriented legal work in real estate and estate planning. We handle title reviews, research public records, communicate with title companies and other parties, and prepare curative instruments when needed. Our team values clear communication and timely action, helping clients understand options and likely outcomes. We pride ourselves on attentive client care, returning calls and explaining each step of the title process so property transfers proceed without unnecessary surprises or delays.
Understanding Title Review and Curative Work for Real Estate Transfers
Title review involves a methodical examination of recorded documents that affect ownership, such as deeds, mortgages, liens, easements, and probate records. The goal is to identify any defects, gaps, or competing claims that might limit a buyer’s rights or a lender’s security interest. During this process, attention is paid to proper execution, notary acknowledgments, and chain-of-title continuity. Identifying issues early allows parties to negotiate solutions, obtain required releases, or take corrective legal steps before closing. This proactive approach reduces transaction risk and fosters smooth transfers of property.
Curative work is the set of legal and administrative steps taken to clear title defects discovered during review. This can include drafting and recording corrective deeds, obtaining satisfaction or release documents from creditors, preparing affidavits addressing clerical errors, or coordinating with probate courts to resolve inheritance questions. Some curative matters require negotiation and settlement, while others can be resolved by submitting the proper documentation to the county recorder. The complexity varies depending on the nature of the defect, and timely action can preserve the value of the property and the viability of the transaction.
What Title Defects and Curative Actions Entail
Title defects include anything in the public record that clouds ownership or restricts use, such as unreleased mortgages, tax liens, forged signatures, ambiguous legal descriptions, or unresolved spousal or probate interests. Curative actions are tailored to fix those problems so the title is clear and insurable. Remedies range from recording releases and corrective deeds to filing affidavits or petitions in court for quiet title in more complex disputes. Understanding the specific defect is the first step toward selecting the appropriate corrective path and estimating how long resolution may take in the local recording and court systems.
Key Steps in Reviewing Title and Completing Curative Work
Effective title review and curative work follow a series of focused steps: comprehensive record search, identification of encumbrances or gaps, assessment of legal options, preparation of any corrective documents, and coordination with recording offices and lienholders. Communication with the client and other parties, like title companies or lenders, is essential throughout the process. Each step is documented so that once curative measures are complete, the property’s title can be presented for insurance or sale with confidence. Timely coordination with county recorders and attention to statutory requirements ensures recorded documents are accepted and effective.
Key Terms and Glossary for Title Review and Curative Work
This glossary defines common terms encountered during title review and curative work, providing clear meanings for words used in public records and curative documents. Familiarity with these terms helps clients follow the process and understand options for resolving defects. Definitions are phrased in plain language to reduce confusion and explain how each item can affect ownership, transferability, and the ability to obtain title insurance. Knowing these terms helps property owners and buyers make informed decisions about next steps and potential impacts on transaction timelines.
Chain of Title
Chain of title refers to the documented sequence of transfers and recorded instruments affecting ownership of a parcel of real property. It shows how title passed from one owner to the next through deeds, wills, probate orders, or other recorded documents. Gaps, breaks, or unclear links in the chain of title can create uncertainty about who holds legal ownership. Resolving those gaps through curative documents or court actions restores clarity so ownership can be transferred or insured with confidence, securing property interests for buyers and lenders.
Lien
A lien is a legal claim against property to secure payment of a debt or obligation, such as a mortgage, judgment, or tax lien. Liens remain on public record until they are satisfied or released and can hinder the ability to transfer clear title. During a title review, outstanding liens are identified and steps are recommended to obtain releases or payoffs. Addressing liens is a common aspect of curative work, as clearing or subordinating liens is often required by buyers, sellers, and lenders to proceed with a transaction.
Easement
An easement grants another party the right to use a portion of a property for a specific purpose, such as access, utilities, or drainage. Easements are typically recorded and can affect how the property may be used or developed. Some easements are beneficial and expected, while others may be outdated or unnecessarily restrictive for a current owner’s plans. Title review documents existing easements and examines their scope and validity. In certain circumstances, curative measures or negotiations can modify or extinguish easements when appropriate.
Quiet Title
A quiet title action is a court proceeding used to resolve competing claims or clear unresolved interests affecting a property’s title. When record searches reveal conflicting claims, unknown heirs, or disputed boundaries that cannot be resolved by simple corrective documents, a quiet title lawsuit can establish definitive ownership through judicial decree. While more time-consuming and costly than administrative curative steps, this remedy provides legal finality and can be necessary to remove serious clouds on title so the property can be sold or financed without ongoing dispute.
Comparing Limited Remedies and Comprehensive Curative Services
When a title issue is discovered, parties may choose a limited remedy—such as obtaining a releasing document or recording a corrective deed—or pursue broader curative work, which may involve negotiation, complex document drafting, or court actions. Limited remedies are faster and less expensive when the defect is straightforward and the needed parties are cooperative. Comprehensive curative services are appropriate when defects are unclear, parties are unresponsive, or legal questions require formal resolution. Evaluating the nature of the defect and the risk tolerance of the parties guides the selection of the appropriate path.
Situations Where Targeted Curative Measures Work Well:
Clear, Cooperative Releases and Corrections
A limited approach is often sufficient when an outstanding lien has a known creditor who is willing to provide a release once payment or documentation is presented. Similarly, clerical errors like typographical mistakes in legal descriptions or improperly notarized signatures can sometimes be fixed by recording corrected deeds or affidavits from the parties involved. When record issues are narrow and the necessary parties can be located and are cooperative, targeted curative steps resolve the problem quickly and at lower cost, allowing transactions to proceed without resorting to litigation.
Minor Title Gaps with Clear Corrective Paths
Limited measures are appropriate when gaps in the title chain stem from missing but easily verifiable documents, such as an unrecorded deed that can be located and recorded, or when an heir can sign a release after being contacted. If the defect does not involve disputed ownership or complex legal questions, preparing and recording the necessary documents often restores marketable title. This streamlined route minimizes time and expense while leaving a recorded trail that future buyers and insurers can review for assurance.
When Broader Curative Work or Court Action Becomes Necessary:
Disputed Ownership or Unknown Heirs
Comprehensive curative work is usually warranted when title issues involve disputed ownership claims, missing heirs, or conflicting recorded instruments that cannot be resolved through simple corrective documents. In such cases, a more thorough investigation and possibly a court proceeding are required to establish clear ownership. This process may include researching probate records, locating interested parties, preparing pleadings, and pursuing a quiet title action to obtain an authoritative judicial determination. While more involved, this route provides legal clarity that less formal fixes cannot achieve.
Complex Liens, Fraud Allegations, or Forged Documents
When title defects stem from alleged fraud, forged signatures, or complex chains of liens that have competing priority, comprehensive legal work is often necessary. Resolving such issues may require litigation, forensic examination of documents, and coordination with multiple creditors or parties claiming interests. Comprehensive resolution secures the legal rights of the rightful owner through formal processes and prevents future claims from undermining the transfer. Though more time-consuming, resolving these complex matters protects long-term property value and marketability.
Advantages of Choosing a Thorough Curative Strategy
A comprehensive approach to title curative work provides durable resolution by addressing root causes rather than applying temporary fixes. By investigating the full record, communicating with all interested parties, and using legal tools when necessary, comprehensive work reduces the chance of recurring title disputes. This level of attention often results in a title that is acceptable to insurers and lenders and better positioned for future resale. Taking a complete approach can avoid surprises that would otherwise surface after the transaction, saving money and stress over time.
Comprehensive curative work also reduces risk for buyers and sellers by creating a clear, documented path to ownership that withstands scrutiny. When courts or title insurance companies review the recorded curative steps, they can see the measures taken to eliminate clouds on title. This transparency supports confidence among lenders, buyers, and other stakeholders. While it may require a larger initial investment of time and resources, the long-term stability and marketability it affords often outweigh the upfront cost for properties with significant or uncertain encumbrances.
Legal Finality and Marketability
Comprehensive curative work aims to produce legal finality, removing doubts about ownership or competing claims so a property can be sold or financed without lingering questions. When title issues are resolved through formal recordings or court orders, subsequent buyers and lenders are less likely to encounter obstacles. This enhanced marketability can translate to smoother negotiations and greater transaction certainty. For owners who plan to sell or refinance, investing in thorough curative steps today can prevent disruptions and valuations problems later on.
Reduced Risk of Future Litigation
Addressing title defects comprehensively diminishes the likelihood of future disputes that could lead to litigation. By documenting corrective actions and, where necessary, obtaining judicial decrees, property owners create a stronger defense against subsequent claims. This preventative posture often saves significant legal fees and stress compared with defending title after a claim has arisen. Proactive curative steps therefore protect both financial interests and peace of mind, allowing owners to manage their property with greater certainty.
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Practical Tips for Title Review and Curative Work
Gather Complete Ownership Documents Early
Collecting deeds, mortgage statements, prior title insurance policies, wills, and probate documents early can speed the review and curative process significantly. Having complete documentation allows for a thorough assessment of any irregularities and reduces the time spent locating missing records. This preparation also aids in communicating with title companies and potential lienholders. When parties provide clear documentation at the outset, curative steps are often resolved faster, enabling timely closings and reducing the chance of last-minute surprises that could delay transaction completion.
Address Known Issues Before Marketing the Property
Communicate With All Parties and Keep Records
Open communication with title companies, lenders, and other interested parties helps identify the exact requirements for curative documents and acceptable resolution paths. Keep copies of all correspondence, releases, and recorded instruments to establish a clear record of actions taken. This documentation proves helpful if questions arise later and supports future transactions or title insurance applications. Documented processes and clear communication make curative work more efficient and provide reassurance to buyers and lenders reviewing the chain of title.
When to Consider Title Review and Curative Services in Hermitage
Consider a professional title review when purchasing property, accepting inherited real estate, or selling a parcel with a complex history. Title issues often remain hidden until a lender orders a title search or a buyer requests title insurance, and identifying defects before they disrupt a transaction helps avoid delays and additional costs. If the property has prior mortgage activity, probate links, or long ownership history, a review can uncover encumbrances that should be addressed. Early action preserves value and diminishes the risk of disputes after transfer.
Owners facing refinancing, subdividing land, or making significant improvements may also benefit from curative review to ensure there are no surprises that could impede permits, loans, or resale. Similarly, sellers who want maximum marketability should confirm clear title beforehand. Inherited property often carries hidden complications from probate or missing documentation, so a careful title review and any necessary curative work provide clarity for heirs and reduce the chance of contested transfers in the future.
Common Situations That Trigger Title Review or Curative Actions
Typical circumstances include purchases where title searches reveal unreleased mortgages, unpaid taxes, or judgments; sales involving long gaps in recorded ownership; properties impacted by probate or intestacy; and parcels with ambiguous legal descriptions or recorded easements. Any scenario where the chain of title is unclear or where recorded documents suggest competing interests merits further investigation. Identifying these situations early reduces transaction risk and helps determine whether limited remedies or more comprehensive legal actions are appropriate.
Unreleased Mortgages or Liens
Unreleased mortgages or liens commonly surface during title searches and can block closings until the creditor provides proof of satisfaction or release. Resolving these matters may require contacting the creditor, obtaining payoff documentation, or recording release documents once obligations are satisfied. Timely communication and documentation help clear these encumbrances efficiently, and in many cases lenders will coordinate a payoff to provide the necessary release at closing, enabling the transaction to proceed without further delay.
Probate or Heirship Questions
When property transfers involve deceased owners, unresolved probate matters or questions about heirs can cloud title. Curative steps may include obtaining probate court orders, preparing heirship affidavits, or recording documents that establish the chain of title from the deceased to current owners. Addressing probate-related defects ensures that successors have clear authority to sell or transfer property and helps prevent future claims from undisclosed heirs or parties with potential interests in the estate.
Faulty or Incomplete Recordings
Clerical errors, missing signatures, or improperly acknowledged deeds can result in faulty recordings that impede clear title. Corrective documents, affidavits of lost or missing instruments, or re-executed deeds in the proper form are typical solutions. Sometimes additional documentary proof or notarized statements are required to satisfy the county recorder. Addressing these recording defects promptly corrects the public record and reduces the risk that the issue will interfere with closings or later title transfers.
Hermitage Title Review and Curative Work Services
Jay Johnson Law Firm provides title review and curative work for homeowners, buyers, sellers, and lenders in Hermitage and Davidson County. We coordinate record searches, identify title defects, and recommend the most efficient route to resolution. Whether a defect can be resolved by recording a corrective document or requires a more thorough legal remedy, we explain the options and next steps in plain language. Our goal is to help clients achieve clear, marketable title so property transactions proceed with as little stress and delay as possible.
Why Choose Jay Johnson Law Firm for Title Review and Curative Work
Choosing the right counsel for title matters means selecting a firm that communicates clearly, moves promptly, and understands local recording and court procedures. We focus on practical solutions, coordinating with title companies, lenders, and other parties to resolve defects efficiently. Clients receive straightforward advice about options, timelines, and likely outcomes so they can weigh cost versus benefit and make informed decisions. Our work is geared toward reducing transaction risk and facilitating successful property transfers.
We understand the administrative and legal steps necessary to clear title in Tennessee and how to interact with county recorders and probate courts when needed. Our approach emphasizes documentation, timely filings, and proactive outreach to lienholders and other stakeholders. By handling negotiations and preparing required documents, we take the administrative burden off clients so they can focus on the broader aspects of their transaction, such as financing, inspections, and moving logistics.
Clients appreciate candid assessments and updates throughout the curative process. We outline realistic timelines and costs based on the complexity of the title defect and pursue the most efficient resolution path. For more complex matters, we prepare the necessary pleadings and guide clients through court procedures to obtain lasting resolutions. Our objective is to deliver clear title that allows property transfers to proceed and future ownership to be secure and marketable.
Contact Jay Johnson Law Firm for Title Review Assistance in Hermitage
How Our Firm Handles Title Review and Curative Work
Our process begins with a full review of recorded instruments and title searches to identify all encumbrances and potential defects. After assessing the findings, we discuss options with the client and recommend a course of action, whether a targeted correction or a more comprehensive remedy. We then prepare necessary documents, engage with third parties or court processes as needed, and confirm recording or court outcomes. Throughout the process we keep clients informed of progress, timelines, and any decisions that require their input or signature.
Initial Title Review and Issue Assessment
Step one is a complete review of public records and any existing title reports to identify liens, easements, judgments, probate matters, and recording anomalies. We verify legal descriptions, examine prior deeds for continuity, and look for signs of potential defects that might affect marketability. This assessment provides the factual basis for recommending curative steps and estimating the time and cost involved. Clear communication at this stage ensures clients understand the scope of any issues uncovered and the available options to resolve them.
Document and Record Search
We conduct a meticulous search of county records, tax records, and any pertinent court filings to compile the complete background affecting title. This includes reviewing recorded deeds, mortgages, liens, easements, releases, and probate filings. The goal is to produce a consolidated picture of all recorded interests and identify any gaps or inconsistencies. This foundational research informs whether curative documents can resolve the issue or whether additional actions, such as negotiating with lienholders or initiating court proceedings, will be necessary.
Client Consultation and Strategy
After identifying potential title defects, we meet with the client to review findings and discuss recommended strategies. This consultation covers the relative costs, timelines, and likelihood of success for targeted versus comprehensive solutions. We explain what documentation or cooperation may be required from the client or third parties and together determine the most efficient path forward. This collaborative planning ensures the client’s priorities are considered in deciding how to proceed with curative work.
Executing Curative Measures and Negotiation
In step two we implement the chosen curative plan, which may include drafting corrective deeds, preparing affidavits, negotiating with lienholders, or collecting releases. We coordinate with title companies and lenders to confirm what will satisfy them for closing and follow through with the necessary filings at the county recorder’s office. When negotiation is required, we work to achieve a resolution that clears the title in a timely manner while protecting the client’s interests and minimizing transaction disruption.
Drafting and Recording Documents
Once the curative steps are identified, we prepare precise documents tailored to correct or clarify the record, such as corrective deeds, satisfaction forms, or affidavits of heirship. Proper execution and notarization are essential, and we guide clients through signing and witnessing requirements to ensure acceptance by the county recorder. After recording, we obtain the recorded instruments to confirm the public record reflects the resolved status and provide clients with copies for their files and future reference.
Negotiation With Interested Parties
When liens, creditors, or other parties must be engaged, we handle negotiation and settlement efforts on the client’s behalf. This may involve arranging payoffs, securing releases, or obtaining subordinations that permit a transaction to proceed. Clear communication and documentation of agreements are essential to ensure recorded releases are delivered and recorded properly. Efficient negotiation often allows for faster resolution than court intervention and reduces the overall cost of clearing title for parties involved in the transaction.
Court Actions and Finalization When Needed
If curative defects cannot be resolved through administrative measures or negotiation, step three involves pursuing formal legal remedies such as a quiet title action or other court petitions. These proceedings establish definitive ownership or remove competing claims through judicial orders. While this route can be more time-consuming, it provides long-term resolution and peace of mind. After court actions conclude, we ensure all resulting orders are recorded properly so the public record reflects the final resolution and the title becomes marketable.
Preparing Pleadings and Filing Suit
When litigation is necessary, we prepare and file the appropriate pleadings, gather supporting evidence, and follow procedural requirements to advance the case in the local courts. This includes identifying and serving interested parties, presenting documentary proof, and arguing for a judicial declaration that clears title. We keep clients apprised of expected timelines and procedural milestones, and we coordinate with other professionals, such as surveyors or title insurers, to build a strong factual record supporting the requested relief.
Recording Court Orders and Closing the Matter
After obtaining a favorable court order, we ensure the judgment or decree is properly recorded with the county recorder so that it appears in the public record and resolves the cloud on title. Recording the order standardizes the ownership record for future transactions, title insurance, and lender review. We then provide clients with certified copies and explain any remaining administrative steps. With the court-ordered resolution in place, property transfers and financing can proceed with the confidence that competing claims have been addressed.
Frequently Asked Questions About Title Review and Curative Work
What does a title review include and why is it necessary?
A title review is a systematic examination of recorded documents affecting a property, including deeds, mortgages, liens, easements, and probate filings. The review identifies recorded encumbrances, gaps in ownership chains, or potential defects that could affect a buyer’s rights or a lender’s security interest. It establishes a factual basis for determining whether the title is marketable and what steps are necessary to clear any problems before transfer. A thorough review provides clarity on ownership history and highlights issues that require curative attention.This process is necessary because recorded issues often remain hidden until a buyer or lender orders a title search. Identifying defects early helps parties negotiate solutions, obtain releases, or prepare corrective documents so closings proceed smoothly. Addressing issues before the transaction reduces the risk of future claims and gives buyers and lenders greater confidence in their investment. Clear documentation from the review also supports title insurance underwriting and future transfers of the property.
How long does curative work typically take?
The timeline for curative work varies widely depending on the nature of the defect and the cooperation of third parties. Simple clerical corrections, recording a corrective deed, or obtaining an easy release from a known creditor can often be completed in a few days to a few weeks, subject to county recorder processing times. When third-party cooperation is required, scheduling, payoff negotiations, or travel to obtain signatures may extend the timeline beyond initial expectations.More complex matters, such as locating missing heirs or pursuing a quiet title action, can take several months or longer because they involve additional research, legal filings, and potential court hearings. We provide clients with realistic timeline estimates early in the process and update them regularly as steps are completed and new information emerges, so expectations remain aligned with practical progress.
Can all title defects be fixed without going to court?
Many title defects can be resolved without court intervention through targeted curative measures like recording releases, executing corrective deeds, or drafting affidavits that address clerical errors. When the necessary parties are known and willing to cooperate, administrative remedies and negotiated settlements often clear the title quickly. Title companies and lenders frequently accept these recorded documents as satisfactory to allow closings to proceed.However, when competing ownership claims exist, heirs cannot be located, or allegations of fraud surface, court action may be required to achieve finality. In such circumstances, a judicial determination, such as a quiet title order, provides definitive resolution that cannot be accomplished solely through administrative filings. We evaluate each matter and recommend the least disruptive path likely to secure marketable title.
What documents should I gather before a title review?
Before a title review, gather any deeds, mortgage statements or satisfaction documents, title insurance policies, recent tax notices, and probate or estate paperwork if the property was inherited. Surveys, prior settlement statements, and any correspondence with lenders or creditors are also helpful. Providing this documentation at the outset speeds the review process and helps identify discrepancies or missing instruments that may require further investigation.When clients supply complete records, we can more quickly determine whether recorded defects exist and which corrective measures are appropriate. If records are incomplete, we assist in locating public filings and obtaining necessary documents from county offices or other sources. Prompt access to documentation reduces delays and allows us to move forward efficiently with curative steps when needed.
How do unreleased liens affect a closing?
Unreleased liens or mortgages remain as recorded encumbrances on the property and can prevent a clear transfer of title until they are satisfied or released. During closing, lenders or title companies typically require proof that liens have been paid or that appropriate releases will be recorded, or they may insist on payoff arrangements at closing. If the lienholder cannot be located or refuses to cooperate, additional curative steps may be required to remove the cloud on title.Addressing unreleased liens often involves securing payoff documentation, arranging settlement with creditors, or recording satisfactions once obligations are paid. Timely communication with lienholders and careful documentation of release terms are critical to avoid delays. In some cases, if the lien cannot be resolved administratively, legal remedies may be necessary to secure a final resolution.
What is a quiet title action and when is it used?
A quiet title action is a court process used to resolve competing claims or ambiguities in property ownership when administrative remedies are insufficient. It asks the court to declare the rightful owner and remove conflicting claims from the public record. This action is typically used when heirs cannot be located, when disputes over prior transfers exist, or when forged or defective instruments create uncertainty about who holds legal title.Quiet title proceedings provide conclusive legal determination and result in a court order that can be recorded to clear the title for future transactions. While this option usually requires more time and expense than administrative fixes, it often represents the only way to obtain permanent clarity and protect the property from future claims that might otherwise arise from unresolved conflicts in the record.
Will title insurance cover all defects found later?
Title insurance protects against certain covered title defects that were not discovered during the underwriting process and that are specified in the policy. However, title insurance policies vary in scope and may include exceptions and exclusions for certain matters. A title insurer may require curative steps or additional documentation before issuing or finalizing coverage, and some defects discovered later might fall outside the policy’s protection if they were expressly excepted or known to the insured at the time of purchase.Because title insurance is not a substitute for curative work in all cases, clearing known defects before closing often yields broader protection and fewer exceptions in the policy. We coordinate with insurers to understand underwriting requirements and pursue the curative measures needed to secure the desired coverage for buyers or lenders.
How are heirs or missing owners located for curative work?
Locating heirs or missing owners often begins with a combination of public record research, genealogy resources, and outreach through certified mail or other means. Probate records, death certificates, census data, and marriage records are useful starting points. When straightforward searches do not identify interested parties, more extensive research or hiring professional researchers may be needed. We pursue reasonable avenues to identify and notify potential claimants as part of curative work.When heirs cannot be located despite diligent search, filing a petition in court or publishing notice as required by law may be necessary to move curative proceedings forward. Courts have statutory procedures for dealing with unknown parties, and following these procedures carefully helps ensure any subsequent title resolution will be legally effective and recorded properly.
What are common red flags discovered in a title search?
Common red flags include gaps in the chain of title, inconsistent or incomplete legal descriptions, recorded but unreleased mortgages or judgments, vague or ambiguous easements, and deeds with missing signatures or improper acknowledgments. These issues can signal the need for additional investigation to determine whether simple corrective documents will suffice or if more formal action is required. Catching these red flags during a title review helps prevent surprises at closing.Other warning signs include multiple transfers in a short period, complex ownership structures, or indications of potential fraud in the documentary record. When red flags are present, we outline the likely curative steps, estimated timelines, and potential costs so clients understand the implications and can make informed decisions about proceeding with the transaction.
How can I start the title review process with your firm?
To start the title review process with our firm, contact Jay Johnson Law Firm by phone at 731-206-9700 or through our website to schedule an initial consultation. Provide any documents you already have, such as deeds, title reports, mortgage statements, or probate paperwork, which will help us begin the review efficiently. During the consultation we discuss your goals, review initial findings, and outline a proposed approach and estimated timeline for curative work if necessary.After we agree on the scope of services, we begin the record search and notify you of any issues we discover. We keep you informed at each stage, explain the recommended solutions, and proceed with the selected curative measures once you authorize us to do so. This collaborative process helps ensure timely progress toward clearing title and completing your property transaction.