Comprehensive Guide to Title Review and Curative Work in Bells
Title review and curative work are important steps in many real estate transactions in Bells and Crockett County. When purchasing or selling property, issues in the public record can delay closings, increase costs, or expose buyers and sellers to future claims. This page explains how a careful review of recorded documents, deeds, mortgages, liens, easements, and probate matters can reduce risk and provide clearer marketable title. Our focus is on practical solutions that address title defects, remove clouds on title, and prepare the property for a timely transfer while communicating clearly with clients throughout the process.
Many title problems stem from outdated records, missing releases of lien, improperly recorded deeds, or inheritance matters that were not resolved in probate. Each situation requires attention to specific records and, when necessary, corrective filings or negotiated releases. In Bells, local courthouse records, municipal liens, and survey discrepancies commonly come up during closings. This service page outlines what to expect during a title review, the typical curative measures available, and how proactive handling of title issues helps prevent last minute surprises that can derail a sale or refinance in the Bells real estate market.
Why Title Review and Curative Work Matters for Your Property
A thorough title review provides clarity about ownership, outstanding obligations, and potential encumbrances that could affect a property’s value or transferability. Performing curative work to resolve defects protects buyers, sellers, lenders, and heirs by cleaning the public record and reducing the risk of future claims. This process can preserve sale timelines and lender approvals, avoid litigation, and increase confidence that the property will transfer free of hidden encumbrances. Investing time in title review and curative steps often saves more in avoided complications than the cost of addressing problems early in the transaction.
About Jay Johnson Law Firm and Our Approach in Bells
Jay Johnson Law Firm serves clients in Bells and across Tennessee, providing practical legal assistance for real estate matters including title review and curative work. The firm combines local knowledge of Crockett County records with a client-centered approach that emphasizes clear communication and timely action. We work to identify title issues early, explain options to resolve them, and coordinate with title companies, surveyors, lenders, and county officials. Our goal is to move transactions forward efficiently while protecting client interests and preserving the value of the property being transferred.
Understanding Title Review and Curative Work
Title review begins with collecting and analyzing the chain of title, recorded deeds, mortgages, liens, judgments, easements, and other relevant public records. This review aims to locate anything that could interfere with a sale, refinance, or transfer. Curative work refers to the actions taken to fix those issues, which may include preparing corrective deeds, obtaining releases or satisfactions from lienholders, drafting affidavits to explain gaps in the record, or initiating quiet title proceedings when necessary. Each task is selected based on the nature of the defect and the most efficient path to clear title for the client.
The process often involves coordination with title companies, lenders, surveyors, and county clerks so that documents are recorded correctly and in the proper sequence. Timeliness matters because unresolved defects can delay closings or result in lenders declining financing. In some cases, curative steps also require gathering notarized statements from parties, confirming releases from creditors, or addressing unresolved probate matters. By handling these steps proactively, clients reduce the likelihood of post-closing disputes and have greater assurance that ownership rights are properly documented.
What Title Review and Curative Work Entails
Title review is the systematic examination of public records and related documents to determine the legal status of a property title. Curative work consists of the corrective measures taken when defects, omissions, or conflicting records are discovered. Typical curative actions include preparing corrective instruments, negotiating lien releases, filing affidavits to clarify ownership or lack of claims, and pursuing legal filings to remove clouds on title. The aim is to produce a clear, marketable title that will satisfy buyers, lenders, and insurers, enabling a smooth transfer and minimizing future disputes over ownership rights or encumbrances.
Key Elements and Typical Processes in Title Curative Work
A basic curative workflow includes document retrieval and review, identification of defects, recommended corrective actions, and coordination of filings and agreements to fix the record. Common issues include unreleased mortgages, missing signatures on deeds, errors in legal descriptions, easements not properly recorded, and probate-related gaps. The process may call for corrective deeds, satisfactions, affidavits, reconveyances, or quiet title actions. Communication with title companies and lenders is essential to align curative steps with closing requirements and to avoid delays that affect financing or scheduled settlement dates.
Key Terms and Glossary for Title Review and Curative Work
Understanding common terms can help clients follow the title review process and appreciate recommended curative steps. Definitions clarify what is meant by chain of title, liens, easements, curative deed, satisfaction of mortgage, quiet title action, and other essential concepts. Learning the vocabulary of title work demystifies the process and helps clients make informed decisions when corrective steps are needed. Below are practical definitions of terms frequently encountered during title reviews in Bells and Crockett County.
Chain of Title
Chain of title refers to the chronological sequence of recorded documents that show the transfer of ownership for a parcel of land. Reviewing this chain helps identify breaks, errors, or unrecorded transfers that could impair the current owner’s claim. Problems in the chain may require corrective deeds or affidavits to explain missing links. A clear chain of title gives buyers and lenders confidence that ownership history is complete and free of disputes. Careful review of the chain is often the first step in identifying issues that require curative measures before a closing can proceed safely.
Liens and Judgments
Liens and judgments are recorded claims against property that may secure a debt or reflect a court ruling. They can include mortgages, tax liens, mechanics liens, or judgment liens from lawsuits. These encumbrances must be resolved or subordinated before a clean transfer of title. Resolution may involve obtaining releases, negotiating payoffs, or documenting satisfaction of the obligation in the county records. Addressing liens is a central part of curative work because unresolved claims can prevent a sale or lead to post-closing financial exposure for a new owner or lender.
Easements and Restrictions
Easements and deed restrictions are recorded rights or limitations that affect how property can be used. An easement might allow a neighbor access or utility providers to maintain infrastructure, while restrictions can limit building types or uses. Properly identifying and documenting these matters is important because they affect value and development plans. Curative work focuses on confirming the scope and validity of easements and restrictions, securing releases if appropriate, or clarifying terms through recorded agreements so buyers know the limitations and rights tied to the land before taking ownership.
Quiet Title and Corrective Instruments
A quiet title action is a court procedure used to resolve disputes and clear clouds on a property’s title that cannot be addressed by agreement or simpler filings. Corrective instruments include deeds of correction, affidavits, and releases that amend or clarify recorded documents. These tools are used when recording errors, missing signatures, or contested transfers are discovered. The choice between filing corrective documents or pursuing a court action depends on the nature of the defect. Quiet title proceedings provide a conclusive judicial resolution when other curative measures are insufficient to secure marketable title.
Comparing Limited Title Reviews and Comprehensive Curative Services
When addressing title matters, clients often choose between a limited review focused on immediate closing requirements and a more comprehensive approach that seeks to identify and resolve deeper issues. A limited review may be adequate for straightforward transactions with recent clear title commitments from insurers. A comprehensive review investigates historic records and potential probate issues, and it may involve negotiating releases or preparing court filings. The right approach depends on the property’s history, the presence of older recordings or gaps, and the client’s tolerance for risk and potential post-closing complications.
When a Limited Title Review May Be Appropriate:
Recent Clear Title Commitments and Insurance
A limited review can be sufficient when a recent title commitment or title insurance policy shows no outstanding exceptions that would affect the transfer. If the property has had few ownership changes, no visible liens, and a dependable chain of title stretching back in public records, focused review aimed at documenting current encumbrances may be appropriate. In these cases, the emphasis is on preparing for closing, coordinating with the lender and title company, and ensuring the immediate documents needed for a safe transfer are in order without the time and expense of deeper historic research.
Straightforward Transactions with Minimal Historical Issues
Transactions involving well-documented residential property, recent surveys, and buyers or sellers who are not seeking to change title structures often suit a limited review. When there is short ownership history, no probate or inheritance concerns, and municipal records show no pending code or tax issues, a streamlined review addresses the needs of closing without additional curative measures. This approach helps keep costs down and timelines short, while still ensuring that obvious recorded encumbrances are identified and resolved before settlement.
When a Comprehensive Title Solution Is Recommended:
Historic Title Defects and Probate Issues
A comprehensive review becomes necessary when the chain of title shows gaps, older recordings with ambiguous descriptions, or links to estates and probates that were not fully resolved. Properties that have been passed through multiple family members, undergone partition or boundary adjustments, or suffered from poorly recorded documents may require corrective deeds, affidavits, or court actions to clarify ownership. Addressing these historical issues before closing reduces the chance of future claims and provides the certainty needed by buyers and lenders for long term ownership stability.
Disputed Claims, Boundaries, or Unreleased Liens
When there are competing claims, survey disputes, or recorded liens that lack clear releases, a more detailed process is often required. Resolving such matters may involve negotiation with claimants, preparing and recording corrective instruments, obtaining affidavits to support recordings, or filing a quiet title action in court. These steps provide a definitive resolution of competing interests and clear the way for a secure transfer. Taking decisive curative action ahead of closing mitigates the risk of having to address disputes after ownership changes hands.
Benefits of Taking a Comprehensive Curative Approach
A comprehensive approach to title review and curative work protects clients from surprises that can arise months or years after a transaction. Clearing the record of latent defects, unresolved liens, and ambiguous ownership traces helps ensure that future buyers, lenders, and insurers accept the title without exception. This approach reduces the likelihood of litigation, helps preserve property value, and increases confidence for parties negotiating sale or financing terms. Although more involved at the outset, comprehensive curative work can produce long term savings by avoiding costly remediation later.
Comprehensive curative measures also ease transfer processes for heirs, trustees, and successors by resolving probate gaps and clarifying grants or conveyances. Addressing rights of way, easements, and municipal encumbrances proactively prevents later restrictions on use or development. For lenders, a carefully curated title history reduces underwriting exceptions and streamlines mortgage approval. Overall, the comprehensive route aligns the public record with the intended ownership and use of the property, providing clarity and peace of mind to all parties involved in the transaction.
Reduced Risk of Post-Closing Disputes
By resolving title defects and documenting corrective actions before transfer, parties greatly reduce the chances of litigation or claims that may arise after closing. When title matters are handled before ownership changes hands, new owners can rely on the recorded solutions and any court determinations that have been obtained. This preventative approach makes it less likely that surprises such as unknown heirs, previous liens, or misrecorded deeds will surface later and create costly disputes that affect enjoyment of the property or its marketability.
Improved Financing and Marketability
Lenders and title insurers favor properties with clear, well-documented title histories. Completing a thorough curative process can remove common underwriting exceptions and make it easier to obtain financing or insurance at closing. Clean title also enhances marketability because prospective buyers have greater confidence in the continuity and validity of ownership. This clarity can translate into smoother negotiations, fewer contingencies, and a faster path to settlement when the public record accurately reflects the resolved status of prior issues.
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Practical Tips for a Smoother Title Review and Curative Process
Gather Complete Ownership Documents Early
Collecting deeds, mortgages, surveys, estate records, and any prior title insurance commitments early in the process speeds up the review and helps identify potential defects sooner. When sellers provide full documentation at the outset, issues that could delay closing are often discovered and addressed well before settlement. Early preparation also gives buyers and lenders time to evaluate curative needs and arrange for necessary payoffs, releases, or corrective filings. Providing clear, organized documents reduces the administrative burden and helps all parties move toward a timely transaction.
Coordinate With Title Companies and Lenders
Address Probate and Inheritance Questions Promptly
When ownership traces back through estates, or when heirs are involved, resolving probate matters early is important to avoid title clouds. Gathering wills, probate filings, and heirship affidavits in advance clarifies whether additional corrective actions or court filings are required. Timely engagement with probate documentation can prevent longer delays associated with establishing heirs or obtaining necessary releases. Making these inquiries at the start of due diligence reduces uncertainty and positions the transaction to proceed once the required curative documents are prepared or recorded.
Why Consider Title Review and Curative Work for Your Property
If you are buying, selling, refinancing, or inheriting property in Bells, a title review helps reveal recorded issues that could affect ownership rights, mortgage eligibility, or future resale. Curative work addresses those records to minimize legal or financial exposure after closing. Parties often choose this service to ensure that liens are released, legal descriptions are corrected, and any competing claims are resolved before transfer. Taking these steps preserves property value and provides greater certainty that ownership will not be subject to unexpected challenges down the road.
Property owners also consider curative work when preparing real estate for development or when previous owners failed to properly record conveyances. These interventions protect buyers and lenders, and they simplify future transfers and estate administration. Whether the goal is to facilitate a smooth sale, obtain mortgage approval, or ensure a clean succession plan for heirs, addressing title issues proactively reduces the chance of disputes, additional costs, and delays that commonly arise when problems remain unresolved in public records.
Common Situations That Require Title Review and Curative Action
Typical triggers for title review include sales with older or multiple transfers in the chain of title, properties with unreleased liens or mortgages, surveys that conflict with recorded descriptions, and transfers following the death of an owner where probate was incomplete. Other circumstances include boundary disputes, errors or omissions in recorded deeds, and municipal code or tax lien complications. When any of these conditions exist, targeted curative work helps restore clarity to the record and supports a clean transfer of ownership with minimal future exposure for the parties involved.
Unreleased Mortgages or Liens
Unreleased mortgages and recorded liens are common obstacles to closing because they represent outstanding claims against the property. Closing cannot proceed until these encumbrances are satisfied, subordinated, or released in the county records. Curative steps may involve coordinating payoffs with lenders, obtaining recorded satisfactions or releases, and ensuring that the county clerk reflects the change. Addressing these matters early ensures they do not create last minute complications and that buyers receive title free of encumbrances that would otherwise transfer with ownership.
Missing or Incorrect Signatures and Descriptions
Errors such as missing signatures, incomplete notary acknowledgments, or inaccurate legal descriptions can invalidate recorded documents or create uncertainty about ownership boundaries. Corrective deeds or affidavits can be prepared and recorded to amend the public record and clarify the intent of prior conveyances. These fixes require careful drafting and correct execution to ensure they are acceptable to title companies and county recording offices. Resolving these defects prior to closing eliminates potential defects that could impair the marketability of the property.
Probate and Inherited Title Gaps
When property transfers involve inherited interests or estates that were not properly probated, gaps in ownership can appear in the public record. Confirming probate filings, obtaining court orders, or preparing heirship affidavits may be necessary to establish clear title. These actions provide documented proof of the chain of ownership and prevent later disputes from unknown heirs or creditors. Addressing probate related title issues before transfer reduces the risk of future claims and ensures that conveyances reflect the legally recognized ownership interests.
Title Review and Curative Work Services in Bells
Jay Johnson Law Firm is available to assist property owners, buyers, and lenders in Bells with title review and curative work. We guide clients through the process of identifying recorded issues, recommending corrective steps, and preparing or filing the documents necessary to clear title. Our approach emphasizes practical solutions tailored to the local recording practices in Crockett County and surrounding areas. Clients receive clear explanations of options and timelines so they can make informed decisions about how to proceed and preserve the value of their real estate transactions.
Why Work With Jay Johnson Law Firm for Title Curative Work
Choosing legal assistance for title review ensures that recorded issues are identified and addressed using appropriate legal instruments and recording practices. We help clients navigate county records, coordinate with title companies, and prepare the necessary documents to correct the public record. Our goal is to provide practical, efficient solutions that align with closing schedules and lender requirements while minimizing additional costs associated with prolonged disputes or delayed settlements.
We emphasize clear client communication and transparent planning so that parties understand the steps, estimated timelines, and likely outcomes of curative work. Whether the task is drafting corrective deeds, obtaining recorded releases, or proposing a path to quiet title, we lay out options and associated benefits and tradeoffs. This process helps clients choose an approach that meets their needs while protecting the property and supporting a successful transfer.
Our practice is grounded in local knowledge of Crockett County recording procedures and a focus on resolving issues efficiently. We coordinate with surveyors, title companies, lenders, and county officials as needed to complete filings properly and without unnecessary delay. By planning curative steps in advance and staying engaged throughout the closing process, we help ensure that transactions proceed smoothly and that the record accurately reflects the corrected ownership situation.
Ready to Review Your Title in Bells? Contact Us Today
How Title Review and Curative Work Is Handled at Our Firm
Our process begins with a detailed intake and collection of documents relating to the property, followed by a systematic review of public records and the title commitment. We identify defects and produce a recommended curative plan outlining necessary documents, potential negotiations, and expected timelines. After client approval, we draft and execute the corrective instruments, coordinate recordings, and confirm satisfaction with title companies and lenders. Throughout, we maintain communication to ensure clients understand progress and any adjustments needed to reach a clear title outcome.
Step One: Document Collection and Initial Review
The first step involves gathering deeds, past title reports, surveys, mortgages, and any probate or estate filings related to the property. We then review the chain of title and title commitment to identify exceptions, liens, or discrepancies. This initial review establishes the scope of curative work and helps prioritize actions. By focusing on the most pressing encumbrances early, we can advise on the conditions that must be satisfied for closing and provide an estimated timeline for completing corrective filings and recordings.
Retrieve and Analyze Recorded Documents
We pull records from Crockett County filings, including deeds, mortgages, liens, judgments, and easements, and compare them to the legal description and chain of title. This analysis reveals any gaps, conflicts, or missing recordings that could impair the transfer. Identifying these issues early allows us to propose corrective instruments or negotiations to secure releases. A thorough record search helps prevent surprises at closing and provides the factual basis for drafting accurate curative documents when necessary.
Coordinate Initial Next Steps With Title Company
After identifying exceptions on the title commitment, we coordinate with the title company and lender to understand their requirements for closing. This coordination determines which encumbrances must be resolved, which can be insured over, and which require documented releases or corrective instruments. Aligning expectations early with the title company helps sequence curative tasks efficiently and reduces the likelihood of last minute demands that could delay settlement.
Step Two: Curative Planning and Document Preparation
Once issues are identified and priorities set, we prepare the documents or court filings required to clear the record. This may include drafting corrective deeds, satisfaction of mortgage forms, affidavits of heirship, or coordinating payoffs and releases. We inform the client about the recommended route, estimated costs, and timing. The plan also covers filing strategy and communication with opposing parties or lienholders when negotiations are required to obtain releases or consents that facilitate recording and final resolution.
Draft Corrective Instruments and Agreements
Corrective deeds, affidavits, and release documents are drafted with attention to county recording standards and the title company’s expectations. Accurate drafting and proper execution are essential to ensure acceptance by recording offices and to satisfy lender requirements. We prepare clear instruments that reflect the intended corrections and coordinate notarizations and signatures so that filings are valid and reduce the risk of additional challenges after recording.
Negotiate Payoffs and Releases If Needed
When liens or mortgages require payoffs, we work to obtain written releases or satisfactions from creditors and ensure that payoffs are properly documented. Negotiations may involve contacting lienholders, confirming balances, and arranging for recording of release documents. These steps are coordinated with settlement agents so that the recordings and payoffs occur in the correct sequence and are reflected accurately in the closing statement and final title deliverables.
Step Three: Filing, Recording, and Confirmation
After documentation is prepared and any required negotiations are complete, we file corrective instruments and ensure proper recording in the county clerk or register of deeds. Following recording, we verify that the public record accurately reflects the resolution of previously identified defects. We also obtain confirmation from the title company that the exceptions have been removed or that title insurance conditions are satisfied. Final confirmation helps guarantee that the property is ready for transfer or financing with minimized future risk.
Record Documents and Verify Public Records
We submit corrected deeds, satisfactions, affidavits, or court orders for recording with Crockett County offices and confirm that filings appear properly indexed. This verification step is critical because recording errors can reintroduce problems or fail to reflect an intended correction. Once recorded, the updated public records provide evidence of the curative actions taken and support the issuance of title commitments or insurance to facilitate closing and future transfers of the property.
Confirm Title Readiness for Closing or Financing
After recordings are complete we re-check title commitments and communicate with lenders and the title company to confirm that required exceptions are removed or addressed. This confirmation ensures that the transaction can proceed to closing or that refinancing can move forward without unexpected underwriting obstacles. By completing these final checks, clients receive assurance that the corrective steps were effective and that the property’s recorded status matches the intended outcome of the curative process.
Frequently Asked Questions About Title Review and Curative Work
What is a title review and why is it needed?
A title review is an examination of recorded documents related to a property to determine who owns it and whether any encumbrances or claims affect its transfer. This process helps identify issues such as unreleased liens, incorrect deeds, easements, or gaps in the chain of title that might prevent a clean transfer. Identifying these matters early helps parties decide on appropriate corrective steps to ensure the transaction can proceed with reduced risk.After the review, curative work may include drafting corrective instruments, obtaining releases from lienholders, or preparing affidavits and filings to clarify ownership. The goal is to reconcile the public record with the intended transfer so buyers, sellers, and lenders have confidence in the legal status of the property before closing.
How long does curative work usually take?
The timeline for curative work depends on the nature and complexity of the issues found. Simple matters such as obtaining a recorded release of a lien or correcting a clerical error can often be completed in a matter of weeks, subject to the schedules of third parties and recording office processing times. More involved matters that require negotiations with lienholders or additional documentation can take longer.When court action, probate orders, or quiet title proceedings are necessary, the process lengthens due to mandatory notice periods and court schedules. We provide an estimated timeline after the initial review so clients know what to expect and can plan their transaction accordingly.
Will curative work always require court action?
Not all curative work requires court action; many issues can be resolved by preparing and recording corrective deeds, obtaining releases from creditors, or executing affidavits that explain past transactions. These administrative filings are often sufficient to clear common title defects and avoid litigation. Working with title companies and lienholders directly can resolve many matters without court involvement.Court action, such as a quiet title proceeding, becomes necessary when parties cannot be located, when competing claims persist, or when the record contains defects that cannot be fixed by agreement. A court order in such cases provides a definitive resolution that clears the title for future transfers and offers stronger protection against later challenges.
Can title insurance cover defects discovered after closing?
Title insurance protects against certain covered defects existing at the time of policy issuance, including many recorded claims and some undisclosed matters. However, title insurance may include exceptions or require curative steps to be completed before a full policy is issued. Insurance can reduce risk but often depends on the record being corrected or on underwriter approval of certain conditions.When defects surface after closing, the coverage depends on the terms of the issued policy and whether the defect falls within the scope of covered risks. Prompt notification to the title insurer is important so that any covered issues can be investigated under the policy terms and defended or remedied as appropriate.
What documents should a seller provide for an efficient review?
Sellers should provide copies of the deed, mortgage payoff statements, prior surveys, property tax receipts, and any recorded agreements such as easements or restrictive covenants. If the property was part of an estate, providing probate records, wills, or beneficiary documents is helpful. Having these materials available at the outset speeds the review and helps identify potential curative needs early in the transaction.Clear communication about any known disputes, boundary questions, or prior repairs that involved permits can also assist the review. The more complete the documentation provided by the seller, the simpler and faster the curative process tends to be, reducing the chance of unexpected delays at closing.
How do probate matters affect title clearance?
Probate matters can create gaps in the recorded chain of title when property passes through an estate and the necessary probate steps were not completed or recorded. Resolving these matters may require court orders, probate filings, or heirship affidavits to show legal ownership. Until these issues are addressed, title companies and lenders may treat the property as having a cloud on title that must be cleared before transfer.When probate is involved, gathering estate documents and, if necessary, seeking appropriate court determinations can clarify ownership and permit corrective recordings. Early identification of probate-related questions helps establish the correct curative route and prevents delays at closing.
Who pays for curative work during a sale?
Who pays for curative work is often negotiated between buyer and seller as part of the transaction terms. In many cases, sellers address defects that originate from prior recordings or their period of ownership, while buyers may accept limited issues addressed by a credit if they are minor and can be insured over. Lenders and title companies also sometimes require certain curative actions to be completed prior to closing, which affects how costs are allocated.Clear communication and negotiation early in the process help determine responsibility for the curative steps. In transactions with significant defects, parties may split costs or adjust purchase terms to reflect the work required to deliver clear title.
What happens if a lienholder cannot be located?
If a lienholder cannot be located, curative options include publishing notices as required by law, seeking court orders to permit corrective recordings, or initiating proceedings that provide for substitute notice so that the record can be cleared. Quiet title actions sometimes provide a legal path to resolve claims when parties are missing or uncooperative. The appropriate route depends on statutory notice requirements and the specific facts of the case.These situations can be more time consuming and may involve court intervention to provide a definitive resolution. Early detection of an unlocatable lienholder allows for planning and timely pursuit of the remedies needed to clear title for closing or future transfers.
Are survey discrepancies common and how are they resolved?
Survey discrepancies are common, especially with older properties where recorded descriptions may differ from physical boundaries identified by a modern survey. Resolving such discrepancies often involves comparing the legal description to the survey, consulting neighboring property deeds, and, when necessary, preparing boundary agreements, corrected descriptions, or corrective recordings. In some cases, additional surveying or negotiation with neighbors is required to reach an agreed resolution.When discrepancies affect marketability or financing, title companies and lenders will ask that corrections be made or that insurable solutions be offered. Working to resolve surveys before closing limits future disputes and clarifies the property lines for owners and potential buyers.
How do I begin a title review with your firm?
To begin a title review with our firm, contact Jay Johnson Law Firm by phone or email and provide basic property details and any available documents such as deeds or prior title reports. We will schedule an intake to gather necessary information and explain the review process, estimated timing, and potential next steps based on initial findings. Early engagement allows us to identify pressing issues and recommend a tailored plan for curative work if needed.Following the intake, we obtain the public records and title commitment, perform a detailed review, and present a recommended curative plan for client approval. That plan outlines the documents, filings, and communications required to clear title and proceed with the transaction without unnecessary surprises.