A Practical Guide to Title Review and Curative Work for Wildwood Property Transactions
Title review and curative work protect property buyers, sellers, and lenders from surprises that can derail a closing. At Jay Johnson Law Firm, we focus on reviewing public records, chain of title, and recorded instruments to find potential defects, liens, or gaps in ownership. A careful review identifies issues early so the appropriate steps can be taken to clear title, whether through corrective deeds, releases, or other legal instruments. Understanding the process helps clients make informed decisions and avoid costly delays during a real estate transaction in Wildwood and the surrounding areas of Blount County.
Curative work covers the legal actions needed to remove clouds on title so property can transfer cleanly. This may involve drafting and filing deeds, securing releases from lienholders, correcting recording errors, or preparing affidavits that explain past transactions. The goal is to present a clear title for recording and closing, reducing the chance a future buyer, lender, or title insurer will encounter surprises. We coordinate with title companies, lenders, and other parties to move curative matters forward efficiently and to protect your timeline and investment when dealing with real estate in Wildwood, Tennessee.
Why Thorough Title Review and Curative Work Matter for Wildwood Transactions
A comprehensive title review and timely curative actions reduce risk and help ensure a smooth property transfer. When defects such as unpaid liens, errors in legal descriptions, or missing signatures remain unresolved, they can prevent closings or create liability later on. Addressing these matters before closing protects buyers, sellers, and lenders and supports insurance underwriting. Clear title work also preserves property value and supports future financing or resale. Taking legal steps early can streamline the closing process and give parties confidence that ownership will be marketable and defensible over time in Wildwood and nearby communities.
About Jay Johnson Law Firm and Our Real Estate Practice
Jay Johnson Law Firm serves clients across Tennessee with practical legal services for real estate matters, including title review and curative work. Operating from Hendersonville and assisting property owners and buyers in Wildwood, our team brings years of hands-on experience handling recording issues, lien resolutions, and document preparation. We prioritize clear communication and timely action to keep transactions moving. Clients rely on our local knowledge of county recording practices and our collaborative approach with title companies, lenders, and other professionals to resolve issues efficiently and support successful closings throughout Blount County and the surrounding region.
Understanding Title Review and Curative Work
Title review begins with a detailed examination of public records to trace ownership history and identify recorded liens, easements, judgments, or other encumbrances. This review looks for breaks in the chain of title, ambiguous transfers, missing releases, or clerical errors that could cloud ownership. Identifying these items early gives the parties time to decide how to address them, whether through corrective filings or negotiated resolutions. A methodical title review supports clear decision making by buyers, sellers, and lenders and forms the foundation for any necessary curative steps prior to closing in Wildwood transactions.
Curative work is the set of legal steps taken to resolve defects uncovered during the review. This can include preparing corrective or quitclaim deeds, obtaining lien releases, filing affidavits to clarify facts, securing court orders when necessary, or coordinating payoff and reconveyance documents. The specific approach depends on the nature of the defect and the parties involved. Effective curative work requires careful drafting, timely filings with the county recorder, and often communication with third parties to obtain signatures or releases. Properly completed curative steps result in a title that can be insured and transferred with confidence.
Defining Title Review and Curative Work in Practical Terms
Title review means examining legal records that document property ownership and related interests. Curative work describes the legal tasks necessary to address problems that prevent clear transfer of ownership. Together, these services are aimed at ensuring a buyer receives marketable title and a lender has an enforceable security interest when applicable. The process often involves collaboration with title companies, lenders, and county recorders. This practical combination reduces the risk of future disputes, supports the issuance of title insurance, and helps ensure a timely closing by addressing recording errors, omitted signatures, or unresolved liens before they become barriers to transfer.
Key Elements and Typical Processes in Title Clearance
A typical title clearance process includes a title search, review of recorded documents, identification of defects, development of a curative plan, and implementation of corrective filings or negotiations. The title search uncovers recorded liens, mortgages, easements, covenants, or restrictions. After identifying concerns, the curative plan prioritizes steps that can be completed before closing or requires post-closing instruments when appropriate. Coordination with lenders and title companies is essential to ensure the instruments meet underwriting standards. Final deliverables often include corrected deeds, releases, affidavits, and a written summary of the steps taken to obtain clear title.
Key Terms and a Short Glossary for Title and Curative Work
Understanding common title terms helps clients make informed choices. This brief glossary highlights items frequently encountered during title review and curative work so you can recognize liens, deeds, and recordings that affect property ownership. Familiarity with these terms clarifies why certain documents must be corrected or why specific parties must sign releases. Knowing the basic vocabulary also helps when discussing solutions with your attorney, a title company, or a lender. Clear communication about these elements supports efficient curative work and a smoother closing process for transactions in Wildwood and nearby counties.
Title Search
A title search is the process of examining county land records to trace the chain of ownership and uncover recorded matters that affect the property. This review looks for deeds, mortgages, liens, judgments, easements, and restrictions recorded against the parcel. The goal is to produce a clear chain of title from the current owner back through prior owners to identify any defects or gaps. A thorough title search often reveals issues that need corrective action and helps determine whether title insurance can be issued. Timely identification of these items allows for planning curative steps before closing.
Curative Deed
A curative deed is a document prepared to correct or clarify a past conveyance that contains an error, omission, or ambiguous language. Common uses include fixing a misspelled name, correcting a legal description, or transferring an interest that was not properly conveyed. Filing a curative deed with the county recorder helps establish a clearer chain of title and can remove obstacles to closing. In some situations, additional affidavits or releases accompany a curative deed to give title companies and lenders the assurance they need to proceed with a transaction or to issue insurance.
Encumbrance
An encumbrance is any recorded interest that may limit or affect the use or transfer of property, such as a mortgage, tax lien, judgment, easement, or restrictive covenant. Encumbrances can affect marketability and may need release or subordination before a buyer or lender will accept title. Identifying encumbrances during a title review is essential to determine whether curative work is required. Resolving encumbrances could involve paying off liens, negotiating releases, or creating instruments that document agreed limitations while still allowing a transfer to proceed under acceptable terms.
Title Insurance
Title insurance is a policy issued by an underwriter that protects a buyer or lender against losses from covered defects in title that were unknown at the time of closing. Title insurers rely on a title search and curative actions to decide whether to issue coverage and under what conditions. The insurer may require specific curative steps before issuing a policy. Title insurance provides defense and indemnity under the policy terms for covered claims, and securing that policy often depends on documenting the resolution of recorded defects or producing corrective documents that satisfy the underwriter and the recording office.
Comparing Limited Title Review and Full Curative Services
Clients may choose a limited review that focuses on obvious issues affecting a transaction or a more comprehensive approach that seeks to resolve all potential defects. Limited reviews can be faster and less costly when the title appears straightforward, but they may not uncover less apparent risks. A comprehensive approach increases the likelihood that title will be marketable and insurable by addressing latent issues proactively. The right choice depends on the property, the parties’ tolerance for risk, and lender requirements. Discussing options early with legal counsel and the title company helps match the level of review to your transaction goals.
When a Limited Title Review May Be Appropriate:
Simple, Recent Chain of Title
A limited title review may suffice when the chain of title is recent, transfers are routine, and previous transactions were properly recorded without gaps. In these cases, the likelihood of hidden defects is lower, and the title company may be comfortable issuing insurance after a focused review. This approach can save time and cost for straightforward residential sales where the parties have clear documentation and no known disputes. Even when choosing a limited review, it is wise to address any identified issues promptly so they do not delay closing or create problems for the buyer later.
Low-Risk Transactions with Established Title Insurance
Transactions with existing, recently issued title insurance or where the title company has already completed an extensive search may be appropriate for a limited review. If the property has a clean history and there are no recent or historical liens, a focused review can confirm the absence of new encumbrances or recording issues. This option often works for routine closings where the parties prioritize speed. Nonetheless, even low-risk matters benefit from clear documentation and a readiness to perform curative steps if unexpected matters arise before closing.
When a Comprehensive Title Review and Curative Plan Are Recommended:
Complex Ownership Histories or Old Records
Properties with long or complex chains of title, multiple prior transfers, or older records often require a comprehensive review to identify gaps and conflicting instruments. Older deeds may contain ambiguous language, and generations of transfers can introduce errors that make current ownership unclear. In those situations, curative work may include tracing transfers, preparing corrective documents, or obtaining affidavits from prior owners. A comprehensive approach reduces the risk that historical issues will surface after closing and supports obtaining title insurance and lender approval for the transaction.
Recorded Liens, Disputes, or Unresolved Claims
When liens, judgments, unpaid taxes, or boundary disputes appear in the record, a comprehensive curative plan is often necessary to resolve or address those matters. This work may involve negotiating payoffs, obtaining releases from lienholders, or preparing legal instruments to remove clouds on title. Addressing these issues before closing protects buyers and lenders from inheriting liability and helps ensure a clean transfer. Comprehensive curative work coordinates third-party cooperation and filings so that title becomes marketable and acceptable to underwriters and closing agents.
Benefits of a Thorough Title Review and Comprehensive Curative Work
A comprehensive approach minimizes the likelihood of post-closing disputes by proactively addressing recorded defects and ambiguous transfers. Clearing title issues ahead of closing reduces the risk of future claims, supports the issuance of title insurance without exceptions, and makes the property easier to finance or sell later. It also gives buyers confidence in ownership and helps sellers avoid delays. For lenders, comprehensive clearance protects collateral and simplifies underwriting. Overall, investing time in thorough review and curative measures can prevent costly problems down the road and keep transactions on schedule.
Comprehensive curative work also improves transactional efficiency by resolving issues that might otherwise cause last-minute delays. When documents are corrected and releases are obtained in advance, closings proceed more smoothly and parties avoid renegotiation or postponement. Clear documentation and recorded instruments reduce the administrative burden for title companies and ensure that lender requirements are satisfied. For property owners who plan to refinance or resell, a fully cleared title supports future transactions and preserves the value and marketability of the real estate in Wildwood and nearby communities.
Reduced Risk of Post-Closing Claims
Addressing title defects before closing helps prevent claims that could arise after a transfer, such as undisclosed liens, boundary disputes, or ownership challenges. By resolving these matters upfront through carefully drafted documents and recorded releases, buyers and lenders gain greater security that ownership is clear. This layer of protection also supports the issuance of title insurance without broad exceptions, offering further assurance. Taking preventive legal steps protects property value and reduces the time and expense associated with resolving disputes after the transaction has completed.
Smoother Closings and Faster Lender Approval
When title issues are identified and resolved early, the closing process is more predictable and efficient. Lenders and title companies can proceed with underwriting and approval without unexpected encumbrances stopping the transaction. That predictability helps buyers and sellers plan moving dates and financial arrangements with confidence. Additionally, clear pre-closing communication and timely filings reduce the chances of last-minute requirements that delay funding. A proactive approach streamlines coordination among all parties involved in the transaction and supports timely completion of the sale.
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Practical Tips for a Successful Title Review and Curative Process
Gather Complete Property Records Early
Start the title process by compiling all available property documents, including prior deeds, mortgage payoff statements, tax receipts, and surveys. Having complete documentation speeds the review and helps identify potential recording errors or missing signatures. If you can provide seller affidavits, copies of estate documents, or corporate records when parties are entities, that information can shorten the time needed to prepare curative instruments. Early organization reduces delays, allows a clearer plan for curative steps, and helps ensure the closing timeline remains on track for Wildwood transactions.
Address Curative Items Without Delay
Keep Clear Communication with All Parties
Maintain open communication with the title company, lender, and other involved parties throughout the review and curative process. Prompt responses to requests for documents or signatures speed resolution and prevent misunderstandings. Inform your attorney and closing agents about any deadlines or concerns so they can prioritize filings and negotiations. When everyone understands the plan and status, curative work proceeds more efficiently and the closing is less likely to face unexpected obstacles. Clear updates help clients stay informed and make timely decisions during the transaction.
Reasons to Consider Title Review and Curative Work Before Closing
There are practical reasons to invest in title review and curative actions before a property transaction. Doing so prevents surprises that can delay closing, preserves property value, and ensures that financing or resale will not be hampered by unresolved title defects. Buyers gain confidence in ownership, sellers avoid last-minute setbacks, and lenders obtain the clarity needed for underwriting. Even seemingly minor recording errors can have significant legal or financial consequences later, so addressing issues up front protects parties and supports a smoother, more predictable transaction in Wildwood and nearby counties.
Consider curative work when you encounter unclear transfers, outstanding liens, or discrepancies in legal descriptions. Resolving these matters before closing can be more cost effective and less disruptive than correcting them after a transfer. Curative steps also make it easier to obtain title insurance without broad exceptions, which benefits future financing and resale. For properties with family transfers, probate histories, or long ownership chains, proactive legal review and curative filings help avoid prolonged disputes and preserve the marketability of the real estate for you and future owners.
Common Situations That Require Title Review and Curative Work
Typical circumstances that trigger the need for curative work include missing releases for paid-off mortgages, unidentified liens, errors in names or legal descriptions, quitclaim actions that left gaps, and deeds executed without proper authority. Estates, divorces, or corporate transfers sometimes leave ambiguous records that must be clarified. Lender or underwriter requirements can also reveal issues needing correction before insurance is issued. Identifying and addressing these common issues early helps facilitate a problem-free transfer and supports a timely closing process in Wildwood real estate matters.
Unclear Ownership History
Unclear or incomplete chains of title often occur when deeds were not recorded correctly, names changed, or transfers occurred informally within families. Resolving these issues may require obtaining affidavits, preparing corrective deeds, or tracing prior conveyances to establish continuous ownership. When ownership is not clearly documented, title companies may decline to insure or will require curative steps. Addressing unclear ownership before closing protects buyers and lenders and prevents future disputes about who holds legal title to the property in question.
Recorded Liens or Judgments
Recorded liens, tax judgments, or unresolved mortgages can prevent a clean closing until they are released or paid. Curative work involves obtaining lienholder releases, negotiating payoffs, or filing reconveyances to remove the encumbrances from the record. Some liens require more documentation or third-party cooperation, which can take time. Addressing recorded claims proactively ensures the title can be conveyed free of those encumbrances and helps the title company and lender move forward with less risk of delay or complication.
Discrepancies in Property Description
Discrepancies in legal descriptions or surveys can create confusion about the exact boundaries or parcel identity. Resolving these matters may require updated surveys, corrected deeds, or boundary agreements to align the record with the true physical property. Clear and consistent legal descriptions are essential for recording deeds and for title companies to underwrite policies. Addressing description discrepancies through precise documentation and filings prevents boundary disputes and supports clean transfer and financing of the property.
Wildwood Title Review and Curative Work Attorney at Jay Johnson Law Firm
If you are involved in a Wildwood real estate transaction and need title review or curative assistance, Jay Johnson Law Firm can help. We work with buyers, sellers, and lenders to identify recorded issues, develop practical curative plans, and prepare necessary documents for filing with county recorders. Our approach prioritizes clear communication and timely action to keep your closing on schedule. Call 731-206-9700 or reach out online to discuss your situation and learn how we can assist with title clearance and related matters in Blount County and across Tennessee.
Why Choose Jay Johnson Law Firm for Your Title Clearance Needs
Clients choose our firm for practical, locally focused service in title review and curative work. We are familiar with county recording practices and collaborate with title companies and lenders to address matters efficiently. Our team emphasizes responsive communication so clients understand the steps required and the expected timeline for curative filings. That clarity helps parties plan closings and reduces the likelihood of last-minute surprises. We aim to deliver thorough documentation and timely filings to support a successful transfer of property in Wildwood and neighboring communities.
When a title issue arises, coordination among multiple parties is often necessary. We prepare documents, contact lienholders, and coordinate with title insurers to move matters forward. Our attention to detail helps ensure that corrective instruments meet recording requirements and underwriter expectations. Whether the matter requires straightforward releases or more involved litigation or court filings, we outline options, estimate timelines, and proceed with the steps that best protect your interests and the overall transaction schedule.
We understand the practical concerns of buyers, sellers, and lenders and provide realistic guidance about cost, timing, and outcomes. Our goal is to resolve title problems in a way that supports a timely closing and minimizes additional expense when possible. For those purchasing, selling, refinancing, or clearing inherited property, a proactive legal approach can make a significant difference in the ease of the transaction and the long-term usability of the title.
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How Title Review and Curative Matters Proceed at Our Firm
Our process begins with an intake meeting to gather documents and understand your priorities and timeline. We then conduct a title search and analyze recorded matters to identify potential defects. After presenting our findings, we work with you to prioritize curative steps and prepare necessary instruments or negotiations. We handle filings with the county recorder, coordinate with title companies and lenders, and provide a written summary of the actions taken. Throughout, we keep clients informed so they know what to expect and when the title will be ready for closing.
Step 1: Initial Review and Title Search
The initial step involves collecting available deeds, surveys, and prior title commitments, followed by a detailed title search in county records. We examine chains of title to uncover prior conveyances, mortgages, liens, easements, and judgments that affect marketability. This review highlights errors or omissions, such as missing releases, ambiguous descriptions, or improperly executed documents. Identifying these items early allows the team to recommend the most efficient curative path and to estimate timing and likely costs to resolve the matters before closing.
Collecting Documents and Client Intake
During intake, we gather deeds, prior title commitments, payoff statements, surveys, and any estate or corporate paperwork that affects ownership. Accurate, complete records help reduce research time and speed the development of a curative plan. Client-supplied documents often provide leads for resolving chain of title questions, locating lienholders, or confirming the identity of parties who must sign releases. Early document collection helps set clear expectations for the scope of curative work and supports timely action to meet closing deadlines.
Identifying Issues and Planning Next Steps
After the search, we identify all matters that could affect insurability or transferability of the title and propose a prioritized list of curative tasks. For each item, we outline the probable resolution, needed parties, and expected timeframes for obtaining releases or filing corrective documents. This plan helps clients understand the likely steps and choose whether to proceed with limited or comprehensive curative work. Clear planning ensures work proceeds in an efficient order and reduces the risk of unexpected delays close to closing.
Step 2: Curative Strategy Implementation
Once the curative plan is approved, we prepare and serve necessary documents, contact lienholders, and negotiate or obtain releases. This phase may include drafting corrective deeds, affidavits, reconveyances, or subordination agreements. We coordinate the signing and notarization of instruments and ensure timely filing with the county recorder. When matters require additional legal action, such as quiet title or court orders, we explain the process and proceed with the appropriate filings. Regular updates keep clients informed of progress and timing.
Preparing Curative Instruments
Preparing curative instruments requires precise drafting to correct records and satisfy underwriter and recorder requirements. Documents may include corrective deeds to fix legal descriptions, releases for paid liens, affidavits explaining missing signatures, or deeds clarifying prior transfers. Each instrument is tailored to the specific defect and designed to be acceptable to title companies and recording offices. Proper execution and prompt filing of these instruments are essential to remove clouds and support issuance of title insurance.
Negotiating with Third Parties and Lienholders
Resolving liens and claims often requires direct contact with lienholders, mortgagees, or judgment creditors to obtain releases or payoff statements. We negotiate on clients’ behalf to secure timely cooperation and prepare the documentation needed for recordation. In some cases, third parties require specific forms or substantiation before providing a release. Managing these interactions and ensuring compliance with payoff procedures helps clear encumbrances and prevents last-minute demands that could delay closing.
Step 3: Final Clearance and Closing Support
After curative instruments are filed and releases obtained, we confirm updated public records and provide a final status report to the title company and lender. This includes delivering recorded copies of corrective documents and a summary of actions taken. We coordinate with closing agents to ensure the title commitment reflects the cleared matters and that any lender conditions are satisfied. Providing this final support helps confirm readiness for funding and recording at closing, giving parties assurance that title is marketable and acceptable for transfer.
Final Title Opinion and Deliverables
We prepare a concise written summary that describes the curative steps taken and the current status of the title, including copies of recorded instruments and releases. This summary helps the title company and lender verify that conditions have been satisfied and supports final underwriting decisions. Providing clear deliverables reduces confusion at closing and documents the actions taken to address defects, which can be useful for future transactions or to address any follow-up questions from insurers or lenders.
Coordination with Title Company and Lender
We work closely with the title company and lender to confirm that all curative conditions have been met and that the title commitment reflects the cleared matters. This coordination ensures the closing agent has the recorded documents required for proper recording after funding. Timely communication about deliverables and recorded instruments prevents last-minute issues and supports a smooth transition to the closing table. Our goal is to make sure every party understands the status and that the transaction can complete without avoidable delays.
Frequently Asked Questions About Title Review and Curative Work
What is a title review and why is it performed?
A title review is an investigation of public records to establish the chain of ownership and to find recorded matters that could affect the marketability of a property. The review uncovers deeds, mortgages, liens, easements, and judgments, and determines whether additional documentation or corrective filings are needed. This process is performed to inform buyers, sellers, and lenders of potential risks and to identify steps required to clear title before closing.Identifying possible issues early allows parties to plan curative steps such as obtaining releases, drafting corrective deeds, or preparing affidavits. Timely review reduces the chance of closing delays and increases the likelihood that a title company will issue insurance without unexpected exceptions.
How long does curative work usually take?
The time required for curative work varies widely depending on the nature of the defects and the cooperation of third parties. Simple matters like correcting a misspelled name or filing a corrective deed may take a few weeks, while obtaining releases from distant lienholders or resolving disputes can take longer. County recording times and the availability of signatories also affect timelines.When matters require court involvement, such as quiet title actions, timelines extend further and may involve additional hearings and filings. We provide realistic estimates after the initial review and update clients as issues are resolved to keep the closing on track when possible.
What factors influence the cost of curative work?
Costs for curative work depend on the scope of needed actions, including drafting and filing documents, obtaining releases or payoffs, and any necessary court appearances. Simple document preparations and recordings incur lower fees, while negotiations with lienholders or litigation increase expenses. Title company or lender conditions may also require additional documentation that affects cost.We discuss anticipated fees and provide cost estimates after the initial review so clients understand potential expenses. Taking early, targeted curative steps can sometimes limit costs by avoiding emergency filings or extended delays near closing.
Will title insurance cover all title defects?
Title insurance typically protects against covered defects that were not discovered during the title search, subject to the policy terms and exceptions. Title insurers review the items disclosed in the title commitment and may require specific curative steps before issuing a full policy. Some matters are excluded by policy exceptions or require separate resolution prior to coverage.The insurer’s requirements influence the curative plan and may determine whether corrective filings or releases are necessary. Addressing items that underwriters identify helps ensure the policy is issued with appropriate coverage for the buyer or lender.
Can curative work remove liens and judgments?
In many cases, curative work can remove liens and judgments from the recorded chain of title by obtaining releases, negotiating payoffs, or confirming satisfactions have been recorded. The approach depends on the lienholder’s requirements and whether the claim has been satisfied. Some liens may require payoff or settlement terms that must be coordinated before release documentation can be executed.When liens cannot be removed before closing, the parties may negotiate handling them through escrow or payoff arrangements. Clear communication and prompt action with lienholders help achieve releases that permit clean transfer of title.
Do you handle curative work for inherited property?
Yes, curative work is commonly needed for inherited property where transfers occurred through probate or where heirs conveyed interests without clear recordings. Estate matters may reveal missing wills, unclear intestate transfers, or required probate filings that must be resolved to show a clear chain of title. Curative steps for inherited property often involve obtaining estate documents, preparing corrected deeds, or securing court orders when necessary.We can assist in reviewing estate records, preparing the documents needed to transfer ownership, and coordinating with probate counsel if court action is required. Addressing these matters early simplifies future transfers and supports issuance of title insurance.
What documents should I gather before starting a title review?
Collect deeds, recent title commitments, surveys, mortgage payoff statements, tax receipts, and any estate or corporate documents related to the property. These records give a starting point for the title search and often reveal where issues may exist. If you have prior closing statements or recorded affidavits, include those as well. The more complete the documentation, the faster the initial review and the fewer follow-up items that may be needed.If certain documents are unavailable, we can often obtain necessary records from county offices or assist in gathering substitute documentation. Early organization helps keep the curative process efficient and predictable.
Is curative work always required for a closing?
Curative work is not required for every transaction, especially when the title search shows a clean chain of title and the title company is comfortable issuing insurance without additional steps. However, when the search reveals recorded defects, missing releases, or unclear transfers, curative work becomes necessary to secure insurability and prevent post-closing disputes. The decision depends on the findings of the title review and the parties’ risk tolerance.Choosing a limited review may be appropriate for straightforward matters, but when uncertainty exists, proactive curative work reduces the chance of future complications and supports a more reliable closing process.
How will you keep me updated during the curative process?
We provide regular updates via email or phone and share copies of drafted documents and recorded instruments as they become available. After the initial review, we outline the curative plan and expected timing, then communicate progress on each item. Prompt responses to requests for signatures or documents from clients help expedite the process and reduce delays.If third-party negotiations or filings affect the timeline, we explain the impact and proposed next steps. Transparent communication ensures you understand status and any decisions needed to move curative work forward toward closing.
How do I begin the title review and curative process with your firm?
To begin, contact our office at 731-206-9700 or submit an inquiry online with property details and any available documents. We will schedule an initial intake to collect relevant records and discuss your timeline and goals. After gathering documents, we perform a title search and provide a written summary of findings with recommended curative steps and an estimate of time and cost.Once you approve the plan, we prepare the necessary instruments, communicate with third parties, and handle filings to clear title. We coordinate with title companies and lenders to support a timely closing and keep you informed throughout the process.